About Us
About Us at GCA Mortgage powered by Gustan Cho Associates: Gustan Cho Associates is a dba of NEXA Mortgage, LLC (Not a dba in Georgia). Gustan Cho Associates are mortgage brokers licensed in 48 states (not yet licensed in New York and Massachusetts). We are also licensed in Washington DC, Puerto Rico, and the United States Virgin Islands. NEXA Mortgage, LLC, is the nation’s largest and fastest-growing mortgage broker.
Gustan Cho Associates, empowered by NEXA Mortgage, LLC. are mortgage brokers licensed in 48 states including Washington, DC, Puerto Rico, and the U.S. Virgin Islands with a lending network of 210 wholesale lending partners.
Besides its explosive growth, the company is still growing and expanding despite other mortgage lenders laying off staff and closing their doors. The team at Gustan Cho Associates has had records month after month since the beginning of 2022. This is due to three key foundations in our business model: We have the states, products, and the lowest rates in the market.
About Us: We Are The Fastest Growing Mortgage Broker in the Nation
NEXA Mortgage has grown to 1,900 licensed mortgage loan originators since its start. CEO Michael Kortas founded the national mortgage broker in August 2017. The explosive growth is due to CEO Kortas’ common sense applies foundation. CEO Mike Kortas is humble, does what he says, leads by example, and never steers from his principal and business foundation. Management at NEXA Mortgage LLC lives by its three solid foundations for operating a successful mortgage company: States, Products, and Rates.
Mortgage Broker Licensed in 48 States
A little about us at Gustan Cho Associates: We are a fully owned subsidiary of Gustan Cho Associates, founded in 2012. Gustan Cho Associates had multiple partnerships with parent mortgage lenders. Common popular mortgage loan options for our borrowers include consumer loans, business loans, commercial mortgages, and residential loans.
Gustan Cho Associates can speak with confidence that we are the best mortgage lender for borrowers of owner-occupant primary home, second home, and investment properties.
We have the states, the products, and the best mortgage rates over our competition. The team at Gustan Cho Associates has a unique mortgage business platform where over 80% of our clients are borrowers who could not qualify at other lenders. Gustan Cho Associates, Inc. has a national reputation for being able to do loans other mortgage companies cannot do.
Why Is Gustan Cho Associates The Best Mortgage Team in the Nation?
Why is The Team at Gustan Cho Associates the best of the best mortgage lenders in the nation? Our loan officers and support staff are experts in originating not just government and conforming loans with no overlays but also non-QM and niche mortgage loans. Our goal is not just to close but to close on time.
The team at Gustan Cho Associates are experts in helping borrowers qualify for mortgage loans other lenders could not help.
Gustan Cho Associates has a national reputation for being able to do mortgage loans other lenders cannot do. Over 80% of our borrowers at Gustan Cho Associates could not qualify at other mortgage companies either because of overlays or because the lender did not have the mortgage loan program the borrower needed.
Not All Lenders Are The Same
We are experts in helping borrowers with credit scores down to 500 FICO, helping borrowers get approved for an FHA or VA loan during the Chapter 13 Bankruptcy repayment plan, and taking borrowers with other credit issues to the closing table.
Gustan Cho Associates, Inc. are consumer, business, commercial, and residential lenders. We have a national reputation for being about to do loans other lenders cannot do.
We have lending partners with wholesale lenders with no lender overlays on government and conventional loans and hundreds of non-QM and alternative lending programs. The team at Gustan Cho Associates has qualified and closed manual underwriting VA loans with credit scores down to 500 FICO and a debt-to-income ratio over 60% DTI.
Traditional and Non-QM Mortgage Loan Options
Gustan Cho Associates has hundreds of traditional and non-prime mortgage loan options for owner-occupant primary homes, second homes, and investment properties. Any mortgage loan program in today’s marketplace, you can be rest assured Gustan Cho Associates has it to offer our borrowers.
Gustan Cho Associates are commercial and residential mortgage brokers and correspondent lenders licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands.
NEXA Mortgage has a network of over 210 wholesale lending partners with thousands of mortgage loan options for primary owner-occupant homes, second homes, investment homes, and commercial properties. You can rest assured any mortgage loan program in the marketplace will be offered at Gustan Cho Associates.
Largest Network With Wholesale Lending Partners
Through having a network of over 190 wholesale mortgage lenders, the team at Gustan Cho Associates can offer dozens of FHA, VA, USDA, and conventional mortgage lenders with no lender overlays and thousands of alternative mortgage loan options.
The mortgage loan options offered at Gustan Cho Associates are for primary homes, second homes, and investment properties.
We have a network of wholesale commercial lending partners, including hard money lenders and bridge loan financing. There is not a mortgage loan program that you will not find at Gustan Cho Associates. We have a lending network of 210 wholesale mortgage lenders of traditional and non-traditional mortgage loan programs.
Non-QM Mortgage Options at Gustan Cho Associates
Some of the most popular mortgage loan options offered at Gustan Cho Associates are every type of non-QM loan available in the marketplace. We are the largest and fastest-growing mortgage broker in the nation.
The team at Gustan Cho Associates is available seven days a week, evenings, weekends, and holidays. Our operations team, support staff, and licensed personnel does not take a single day off throughout the year.
Armed with a five-star wholesale lending network, Gustan Cho Associates is living up to its reputation as a one-stop mortgage shop. For any traditional, non-traditional, and niche mortgage loan program in today’s marketplace, you will find it at Gustan Cho Associates.
Wholesale Lending Partnership With 300 Residential and Commercial Lenders
The team at Gustan Cho Associates, Inc. has a national reputation for being able to do loans other lenders cannot do. Gustan Cho Associates has every available lending program in today’s marketplace. Gustan Cho Associates is often referred to as the one-stop lending shop.
There is not a consumer, business, commercial, or residential loan Gustan Cho Associates does not have. The team at Gustan Cho Associates offers anything from $20,000 credit cards, to $800 billion dollar new construction construction projects.
There is a reason why we are called a one-stop lending mortgage shop. Some of the mortgage loan options offered at Gustan Cho Associates are no-doc mortgages, bank statement loans, asset-depletion mortgage loans, non-QM loans one day out of bankruptcy and foreclosure, non-QM jumbo mortgages, 90% LTV jumbo loans, jumbo loans with low credit scores, ITIN and Foreign National Mortgages, Condotel Financing, Fix and Flip loans, all in one mortgage, renovation loans, reverse mortgages, investment property mortgages, commercial loans, SBA loans, hard money loans, HELOCs, and hundreds of other loan programs that is too much to list in this guide.
Gustan Cho Associates Takes Our Client’s Faith and Trust Seriously
A little about us at Gustan Cho Associates: Many homebuyers, sellers, and real estate agents do not know about us and are surprised that a team like Gustan Cho Associates exists. Loan officers, buyers, sellers, and realtor partners are often surprised when they find out about us that a team like Gustan Cho Associates exists.
Gustan Cho Associates are mortgage brokers licensed in 48 states with a national reputation for being able to help borrowers who could not qualify at other mortgage companies.
The team at Gustan Cho Associates has a national reputation for being able to do mortgage loans other lenders can’t do. Gustan Cho Associates is known to be a one-stop mortgage lending shop. Another fact about us at Gustan Cho Associates is the team at Gustan Cho Associates is available seven days a week, evenings, weekends, and holidays. The team at Gustan Cho Associates are experts in originating government and conforming loans with no lender overlays and hundreds of different types of non-QM and alternative mortgage loan programs.
