FHA Loans With Charge-Offs
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FHA Loans With Charge-Offs Mortgage Guidelines

This blog will cover HUD charge-off account guidelines on FHA loans. I get this question asked several times a day: Why do I have to pay a charge-off to qualify for an FHA loan? Many home buyers who call me every day are told that they are told to pay off all of their charged-off…

Buying Home From Family Members With Gift of Equity
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Gift of Equity Home Purchase By Family Members

This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home buyers about buying home from family members. There are many benefits to buying home From Family Members. Many home buyers often want to purchase a home from their parents. They were often raised in the…

USDA Mortgage Requirements
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USDA Mortgage Requirements and Guidelines

Get a Fast Quote: Click Here In this article, we will cover the USDA mortgage requirements and guidelines on home purchases.  USDA loans are a very common and sought-after home loan program offered by private lenders and banks and insured by the U.S. Department of Agriculture Rural Development for rural and suburban areas throughout the…

FHA Versus Conventional Mortgages
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FHA Versus Conventional Mortgages on Purchase and Refinance

Apply Now In this blog, we will cover the comparison of FHA versus conventional mortgages on purchase and refinance transactions. Prior to home buyers starting the home buying process, it is highly recommended that they educate themselves on the type of loan program that is best for them. Benefits of FHA Versus Conventional Mortgages For…

VA DTI and Credit Score Guidelines
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VA Credit Score Guidelines on Purchase and Refinance

Apply Now In this article, we will cover and discuss VA credit score guidelines on home purchase and refinance VA home loans. Gustan Cho Associates gets countless calls daily from borrowers who often are confused with VA Credit Score Guidelines. They contact us after being told by other lenders that they do not qualify for…

Home Inspection Versus Real Estate Appraisal

Home Inspection Versus Real Estate Appraisal

Apply Now In this blog, we will cover and discuss what is the difference between home inspection versus real estate appraisal Inspection and an appraisal are essential conditions of each actual property transaction. Both disciplines contain the assessment of a function because it pertains to a particular requirement. Every actual property transaction is going via…

Refinancing With an FHA 203k Loan
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Refinancing With an FHA 203k Loan

In this article, we will cover and discuss refinancing with an FHA 203k Loan. The entire mortgage industry went through a major overhaul after the 2008 Mortgage and Real Estate Meltdown when entire mortgage sectors such as sub-prime lending were totally eliminated from the mortgage industry until just recently. Apply Now Refinancing With an FHA 203k Loan…