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Home / Alex Carlcucci

Author: Alex Carlcucci

A Guide To Buying a Foreclosed Home
First-Time Homebuyers | Home Mortgage | Home Purchase

A Guide To Buying a Foreclosed Home

ByAlex Carlcucci May 7, 2025May 8, 2025
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In this guide, we will cover buying a foreclosed home. Foreclosures can be an exciting topic for many potential home buyers. However, buying a foreclosed…

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Mortgage and Real Estate Market Updates
Conventional loans | Condominium Loans | FHA Loans | Real Estate Topic

Florida Housing Market

ByAlex Carlcucci May 4, 2025May 6, 2025
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This guide covers the Florida Housing Market. The state of Florida and the Florida housing market has been on the news recently. With hurricanes being…

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Credit Improvement During Mortgage Process
Mortgage Process

Credit Improvement During Mortgage Process To Qualify For Mortgage

ByAlex Carlcucci April 30, 2025May 1, 2025
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This BLOG On Credit Improvement During Mortgage Process To Qualify For Mortgage Was UPDATED On April 30th, 2025. Your credit score is one of the…

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Low Mortgage Rates Forecast
Mortgage Rates

Low Mortgage Rates Forecast For Home Buyers And Homeowners

ByAlex Carlcucci April 28, 2025April 29, 2025
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Low mortgage rates  are anticipated in 2025. This offers potential benefits for homebuyers and homeowners. However, rates are expected to remain above pre-pandemic lows, and…

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Florida Mortgage Lenders With No Investor Overlays
Mortgage Lender Overlays

Florida Mortgage Lenders With No Investor Overlays

ByAlex Carlcucci March 6, 2025March 10, 2025
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Finding mortgage lenders with no investor overlays in Florida can make a significant difference in securing home financing. Investor overlays are additional lender-imposed guidelines that…

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FHA Loan After Loan Modification
Home Mortgage | FHA Loans | Videos

FHA Loan After Loan Modification Mortgage Guidelines

ByAlex Carlcucci August 6, 2024August 6, 2024
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Apply Now This guide will cover qualifying for an FHA loan after loan modification mortgage guidelines. A loan modification is an alternative to foreclosure, where the…

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Mortgage and Real Estate Market Updates
Real Estate Topic

Mortgage and Real Estate Market Updates For 2024

ByAlex Carlcucci July 26, 2024July 29, 2024
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This guide covers mortgage and real estate market updates for 2024. In 2023, the market faces some headwinds due to high-interest rates, low inventory, high…

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Mortgage Brokers Versus Lenders
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos

Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci July 26, 2024July 28, 2024
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…

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Homebuyer Down Payment Assistance
Home Mortgage

Homebuyer Down Payment Assistance And Grant Programs

ByAlex Carlcucci July 14, 2024July 15, 2024
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In this blog, we need to cover and discuss homebuyer down payment assistance and grant programs for first-time homebuyers. Homebuyer Down Payment Assistance And Grant…

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Wholesale Mortgage Lenders And Loan Program Guidelines
Mortgage With Collections

Wholesale Mortgage Lenders And Loan Program Guidelines

ByAlex Carlcucci June 19, 2024June 20, 2024
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The mortgage lending landscape consists of various players, among which wholesale mortgage lenders play a critical role. Wholesale lenders offer various mortgage products through third-party…

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What Is The Waiting Period To Qualify For A VA Loan After Foreclosure
FHA Loans | VA Loans

FHA Loans vs VA Loans

ByAlex Carlcucci June 17, 2024June 17, 2024
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In this article, we will cover and discuss why choose an FHA over a VA home loan on a home purchase.VA Home Loans are the…

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Home Mortgage | Mortgage Rates | Mortgage Refinance

Net Tangible Benefits of Refinance With Lower Mortgage Rates

ByAlex Carlcucci May 29, 2024November 4, 2024
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This guide covers the net tangible benefits of refinance with lower mortgage rates. Right now may be the opportunity for homeowners to refinance with lower…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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