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GCA Mortgage
Home / Alex Carlcucci - Page 2

Author: Alex Carlcucci

Buying Home With High Property Taxes
Property Taxes

Buying Home With High Property Taxes Affects Debt To Income Ratio

ByAlex Carlcucci May 16, 2024May 16, 2024
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Buying Home With High Property Taxes Affects Debt To Income Ratio and may limit a home buyer’s buying power and how much home they can…

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VA Debt To Income Ratio
FHA Loans | High Debt-To-Income Ratio

High Debt-To-Income Ratio Mortgage Solutions

ByAlex Carlcucci May 9, 2024May 9, 2024
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This guide covers high debt-to-income ratio mortgage solutions for borrowers. Debt-to-income ratio and credit is the two most important factors in the mortgage approval process. …

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FHA
Home Purchase | Home Mortgage

Getting Pre-Approved Before Shopping For A Home

ByAlex Carlcucci April 5, 2024April 5, 2024
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In this article, we will cover and discuss getting pre-approved before shopping for a home. No two homebuyers have the same credit score and financial…

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Can You Buy House With Credit Card Debt
Credit Scores

How To Raise Credit Scores To Qualify For Mortgage

ByAlex Carlcucci April 5, 2024April 5, 2024
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This guide covers how to raise credit scores to qualify for mortgage at the best rates. Many home buyers ask how to raise credit scores…

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Condotel Financing Guidelines
Conventional loans

Fannie Mae HomeReady Mortgage Guidelines

ByAlex Carlcucci March 26, 2024October 4, 2024
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This guide covers Fannie Mae HomeReady mortgage guidelines on conventional loans. There are two home loan programs: government loans, which are insured by government agencies,…

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Mortgage Underwriters View Bank Overdrafts
Manual Underwriting | Mortgage Process

How Do Mortgage Underwriters View Bank Overdrafts

ByAlex Carlcucci March 6, 2024March 7, 2024
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This article delves into how mortgage underwriters view bank overdrafts and their implications for mortgage approval. Every financial aspect of a borrower’s life is scrutinized…

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Illinois Making The Dream Of Home Ownership A Reality Through IHDA DPA
Uncategorized

First Time Home Buyer Mortgage Process

ByAlex Carlcucci March 5, 2024March 5, 2024
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This  guide covers first time home buyer mortgage process on getting pre-approved and closed on a home. The first step for first time home buyer…

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Home Inspection During Mortgage Process
Home Mortgage

Comprehensive Guide to Home Inspection for Homebuyers

ByAlex Carlcucci February 26, 2024January 23, 2025
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This guide provides a home inspection guide that protects your investment with a licensed home inspector. Home inspection is one of the most critical steps…

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HUD Guidelines on FHA Streamline Refinance
FHA Streamline Refinance

HUD Guidelines on FHA Streamline Refinance Mortgages

ByAlex Carlcucci February 26, 2024February 26, 2024
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In this blog, we will cover and discuss HUD guidelines on FHA streamline refinance mortgages. HUD guidelines on FHA streamline refinance mortgages is very simple…

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HUD Minimum Credit Score Guidelines
FHA Loans

HUD Minimum Credit Score Guidelines on FHA Loans

ByAlex Carlcucci February 22, 2024August 26, 2024
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In this blog, we will cover the HUD minimum credit score guidelines on FHA loans.  HUD minimum credit score guidelines to qualify for a 3.5%…

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Using Non-Traditional Credit Tradelines Versus Traditional
Credit Scores | Mortgage Process | Mortgage Rates

Fastest and Easiest Way To Increase Credit Scores

ByAlex Carlcucci February 20, 2024March 21, 2024
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This guide covers the fastest and easiest way to increase credit scores to get the best mortgage rates. We get countless calls from our viewers…

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Mortgage With Under 620 Credit Scores
Mortgage With Low Credit Scores

Mortgage With Under 620 Credit Scores Guidelines

ByAlex Carlcucci February 15, 2024February 21, 2024
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In this guide on buying a house and getting approved for a mortgage with under 620 credit scores, we will cover qualifying for a home…

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Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

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    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
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    by Gustan Cho
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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