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Home / Alex Carlcucci - Page 3

Author: Alex Carlcucci

What is hard money in Florida
Mortgage Refinance

Guide to Cash-Out Refinancing

ByAlex Carlcucci February 14, 2024February 15, 2024
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This guide covers cash-out refinancing for homeowners.   Home values are rising quickly, and many homeowners are discovering that they have more available home equity than…

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Closing Disclosure
Home Mortgage | Home Purchase

Owner-Occupant Home Guidelines

ByAlex Carlcucci January 8, 2024May 17, 2024
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This  guide covers owner-occupant home guidelines. Both HUD and Fannie Mae have strict guidelines when it comes to owner-occupant financing. First of all, HUD, the…

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2020 Mortgage Interest Rates Forecast
Mortgage Rates

Mortgage Interest Rates Forecast On Home Loans

ByAlex Carlcucci December 21, 2023January 17, 2024
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This ARTICLE On 2020 Mortgage Interest Rates Forecast On Home Loans Was PUBLISHED On March 20, 2020. The stock market has been extremely volatile in…

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Adjustable Rate Mortgage (2)
Home Mortgage | Home Purchase | Mortgage Rates

Adjustable-Rate Mortgage Interest Rates Are Lower

ByAlex Carlcucci December 15, 2023February 14, 2024
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In this article, we will discuss and cover adjustable-rate mortgage interest rates. Let us help figure out what is best! And if an ARM, Adjustable-Rate…

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Condo Hotel Purchase Financing
Condominium Loans

Florida Non-Warrantable & Condo Hotel Purchase Financing

ByAlex Carlcucci December 6, 2023December 18, 2023
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This BLOG On Florida Non-Warrantable & Condo Hotel Purchase Financing Was Updated And PUBLISHED On February 21st, 2020 Non-Warrantable and Condo Hotel Purchase Financing is…

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TRID Mortgage Regulations
Home Mortgage | Home Purchase | Home Seller

Multiple Offers By Homebuyers on Purchases of Listed Homes

ByAlex Carlcucci December 1, 2023May 15, 2024
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This guide covers multiple offers by homebuyers on purchases of listed homes. How do you tackle cases of multiple offers by homebuyers on purchases? The…

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FHA Loans With Low Credit Scores
Collections and Charged-Off Accounts | Credit Scores | FHA Loans | Mortgage With Low Credit Scores | Videos

FHA Loans With Low Credit Scores Mortgage Guidelines

ByAlex Carlcucci November 27, 2023December 18, 2023
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Apply Now This blog will cover qualifying for FHA loans with low credit scores and bad credit mortgage guidelines. FHA loans are this country’s most…

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FHA Versus NON-QM Loans
Non-QM Loans | FHA Loans | Mortgage After Bankruptcy | Mortgage After Foreclosure | Mortgage After Short Sale | Videos

FHA Versus NON-QM Loans

ByAlex Carlcucci November 13, 2023January 19, 2024
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This guide covers qualifying for FHA versus non-QM loans. In the following paragraphs, we will cover qualifying and getting approved for FHA versus NON-QM loans. …

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Credit Scores Used By Lenders To Qualify For Mortgage
Credit Scores

Credit Scores Used By Lenders To Qualify For Mortgage

ByAlex Carlcucci October 17, 2023December 18, 2023
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This guide covers what credit scores used by lenders to qualify for mortgage loans. Let’s take a mortgage case scenario on what credit scores used…

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Federal Reserve Board And How It Affects Mortgage Rates Explained
Home Mortgage | Mortgage Rates | Real Estate Topic | Videos

How The Federal Reserve Board Affects Mortgage Rates

ByAlex Carlcucci September 18, 2023December 18, 2023
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This guide covers how the Federal Reserve Board affects mortgage rates. Information received since the Federal Open Market Committee met last quarter indicates that economic…

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Documents Required For Mortgage Process
Mortgage Process | Manual Underwriting

Things To Avoid During Mortgage Loan Process For a CTC

ByAlex Carlcucci July 13, 2023July 3, 2024
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In this article, we will cover things to avoid during mortgage loan process for homebuyers. The mortgage process can be very stressful but does not…

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Non-Traditional Credit Tradelines To Qualify For Mortgage
Re-Establishing Credit | Videos

Non-Traditional Credit Tradelines To Qualify For Mortgage

ByAlex Carlcucci May 26, 2023January 16, 2024
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This Article Is About Non-Traditional Credit Tradelines To Qualify For Mortgage Borrowers without any credit tradelines reporting on credit reports can still qualify for a…

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Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

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    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
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    by Gustan Cho
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
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  • Blog
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