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Home / Alex Carlcucci - Page 4

Author: Alex Carlcucci

Other Income Mortgage Guidelines With Less Than 2 Years Seasoning
Conventional loans | FHA Loans | Home Mortgage | Mortgage Insurance | Mortgage Refinance

Refinancing FHA To Conventional Loan Eliminating FHA MIP

ByAlex Carlcucci April 30, 2023April 30, 2024
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This guide covers refinancing FHA to conventional loan eliminating FHA mortgage insurance premiums. Home sales are hot throughout the United States. Homes in Florida, California,…

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Qualifying Credit Scores Used By Lenders
Uncategorized

When Credit Repair Does Not Work For Mortgage Qualification

ByAlex Carlcucci April 18, 2023November 4, 2024
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This Article Is About When Credit Repair Does Not Work For Mortgage Qualification Cases When Credit Repair Does Not Work For Mortgage Qualification: Credit Repair is…

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Why Are People Fleeing Illinois
Bad Credit Mortgage Loans | Home Mortgage | Home Purchase

Why Are People Fleeing Illinois

ByAlex Carlcucci March 4, 2023May 15, 2024
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Many people are perplexed why are people fleeing Illinois like never before in history. Illinois is a great place to live and raise a family…

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Difference Between Pre-Qualification Vs Pre-Approval
Manual Underwriting | Mortgage Process | Videos

Pre-Qualification vs Pre-Approval

ByAlex Carlcucci February 14, 2023December 18, 2023
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Apply Now In this guide, we will cover pre-qualification vs pre-approval homebuyers. A pre-qualification is a general informal approval to see if the borrower qualifies…

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Buying Short Sale Home Purchase
Home Purchase | Videos

Buying Short Sale Home Versus Traditional Home Purchase

ByAlex Carlcucci February 10, 2023December 18, 2023
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Apply Now This article will cover buying short sale home purchase versus traditionally listed homes. A short sale is when a homeowner has a home…

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There was a lot of talk of a recession last year. However, with good economic news reporting quarter after quarter, the fear of a recession seemed to have faded away.
First-Time Homebuyers

$100 HUD Home Purchase Program For Home Buyers

ByAlex Carlcucci February 9, 2023November 4, 2024
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This Article Is On $100 HUD Home Purchase Program For Home Buyers Many renters who have been renting for many years do not even consider…

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Escrow Holdback
Appraisal | Conditional Loan Approval | Home Mortgage | Videos

Escrow Holdback By Mortgage Lenders For Repairs

ByAlex Carlcucci February 1, 2023December 18, 2023
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In this article, we will cover escrow holdback by mortgage lenders for repairs. We will discuss what an escrow holdback is on a home purchase….

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Home Mortgage After Bankruptcy
Mortgage After Bankruptcy

Home Mortgage After Bankruptcy Guidelines

ByAlex Carlcucci January 26, 2023November 26, 2024
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This article will cover home mortgage after bankruptcy guidelines. We will give viewers advice and tips on qualifying for a home mortgage after bankruptcy. Homebuyers…

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High-Cost Mortgage
First-Time Homebuyers | Home Mortgage | Home Purchase | VA Loans | Videos

High-Cost Mortgage Explained For Borrowers and Homeowners

ByAlex Carlcucci January 23, 2023December 18, 2023
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Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is…

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FHA Back To Work Extenuating Circumstances Mortgage
Bad Credit Mortgage Loans

FHA Back to Work Extenuating Circumstances Mortgage

ByAlex Carlcucci December 21, 2022December 18, 2023
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Apply Now This ARTICLE On FHA Back to Work Extenuating Circumstances Mortgage Was PUBLISHED On April 1st, 2014 HUD has launched the FHA Back to…

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Buy And Sell A House At The Same Time
Selling Your Home | Videos

How To Buy And Sell A House At The Same Time

ByAlex Carlcucci November 30, 2022December 18, 2023
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Apply Now This Article Is About How To Buy And Sell A House At The Same Time Current homeowners, who have decided to purchase another…

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Home Buyer Tips On Qualifying For Mortgage Loan
First-Time Homebuyers

Home Buyer Tips On Qualifying For Mortgage Loan

ByAlex Carlcucci November 29, 2022December 18, 2023
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Apply Now In this article, we will discuss and cover home buyer tips on qualifying for a mortgage loan. Whether you are living with family…

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Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
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  • Blog
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