Gustan Cho - GCA Mortgage

Chapter 13 Mortgage Guidelines For FHA and VA Loans

ByGustan Cho December 19, 2024December 20, 2024

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In this article, we will cover Chapter 13 Mortgage Guidelines for FHA and VA loans. Both FHA and VA loans Chapter 13 Mortgage Guidelines are…

Income and Employment | FHA Loans | Gap in Employment | Videos

FHA Guidelines on Income and Employment Gaps

ByGustan Cho December 3, 2024December 3, 2024

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This blog will discuss and cover FHA guidelines on income and employment gaps. We will discuss in detail the FHA guidelines on income and employment…

Mortgage Lender Overlays | Bad Credit Mortgage Loans | Videos

Choosing The Right Mortgage Lender With No Overlays

ByGustan Cho August 7, 2024August 8, 2024

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Apply Now In this blog, we will cover choosing the right mortgage lender with no overlays on home loans with many mortgage loan options. Choosing…

Conventional loans

Conventional Loans With Collection Accounts Mortgage Guidelines

ByGustan Cho August 7, 2024August 7, 2024

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Apply Now This Article Is About Mortgage Guidelines On Conventional Loans With Collection Accounts Conventional Loans With Collection Accounts Guidelines are implemented and set by Fannie…

Conventional loans | FHA Loans

Fannie Mae Bankruptcy and Foreclosure Guidelines

ByGustan Cho August 7, 2024August 7, 2024

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This guide will cover Fannie Mae bankruptcy and foreclosure guidelines The Fannie Mae bankruptcy and foreclosure guidelines require a mandatory waiting period for homebuyers seeking…

Credit Disputes During The Mortgage Process

Videos | Credit Disputes

Credit Disputes During The Mortgage Loan Process

ByGustan Cho August 7, 2024August 8, 2024

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Apply Now This article will cover the mortgage guidelines for credit disputes during the mortgage loan process. Credit disputes during the mortgage process are not…

Mortgage Lender Overlays | Videos

FHA Guidelines Versus Lender Overlays on FHA Loans

ByGustan Cho August 1, 2024August 2, 2024

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Apply Now In this blog, we will cover the difference between FHA guidelines versus lender overlays on FHA loans. All mortgage lenders need to follow…

Manual Underwriting | Videos

FHA Manual Underwriting DTI Guidelines on FHA Loans

ByGustan Cho August 1, 2024August 1, 2024

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Apply Now In this article, we will cover FHA manual underwriting DTI guidelines on FHA loans. FHA and VA loans are the only two mortgage…

FHA Loans | Bad Credit Mortgage Loans | Videos

FHA Credit Requirements Per HUD Guidelines For AUS Approval

ByGustan Cho July 29, 2024November 8, 2024

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In this blog, we will discuss and cover the minimum FHA credit requirements per HUD guidelines to get approve/eligible per the automated underwriting system…

Denied For Mortgage After Conditional Approval

Conditional Loan Approval | Non-QM Loans | Videos

Getting Denied For a Mortgage After Conditional Approval

ByGustan Cho July 22, 2024July 22, 2024

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In this blog, we will discuss getting denied for a mortgage after conditional approval. Can borrowers get denied for a mortgage after conditional approval? There…

Getting a Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy | Mortgage After Foreclosure

Can I Get a Mortgage After Bankruptcy and Foreclosure

ByGustan Cho July 22, 2024July 22, 2024

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This article covers buying a house and qualifying for a mortgage after bankruptcy and foreclosure. The mortgage industry underwent a major overhaul after the 2008…

Mortgage Rates

Buying Down Interest Rates With Discount Points On Mortgage

ByGustan Cho July 18, 2024July 18, 2024

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In this blog, we will cover and discuss buying down interest rates with discount points on mortgage loans. Lenders will charge higher mortgage rates to…

Author: Gustan Cho

Chapter 13 Mortgage Guidelines For FHA and VA Loans

FHA Guidelines on Income and Employment Gaps

Choosing The Right Mortgage Lender With No Overlays

Conventional Loans With Collection Accounts Mortgage Guidelines

Fannie Mae Bankruptcy and Foreclosure Guidelines

Credit Disputes During The Mortgage Loan Process

FHA Guidelines Versus Lender Overlays on FHA Loans

FHA Manual Underwriting DTI Guidelines on FHA Loans

FHA Credit Requirements Per HUD Guidelines For AUS Approval

Getting Denied For a Mortgage After Conditional Approval

Can I Get a Mortgage After Bankruptcy and Foreclosure

Buying Down Interest Rates With Discount Points On Mortgage

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