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Home / Gustan Cho - Page 11

Author: Gustan Cho

No Waiting Period After Foreclosure With NON-QM Loans
Mortgage After Bankruptcy | Mortgage After Foreclosure | Videos

No Waiting Period After Foreclosure With NON-QM Loans

ByGustan Cho January 31, 2024February 12, 2024
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  This blog will cover no waiting period after foreclosure with non-QM loans. Prior homeowners who went through a foreclosure, a deed-in-lieu of foreclosure, or…

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Fannie Mae 5-10 Financed Properties Guidelines
Conventional loans | Investment Home Loans | Non-QM Loans

Fannie Mae 5-10 Financed Properties Guidelines

ByGustan Cho January 31, 2024February 12, 2024
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Suppose you’re a real estate investor or looking to finance multiple properties. You may have heard of Fannie Mae 5-10 financed properties guidelines in that…

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Working Two Full-Time Jobs To Qualify For Mortgage
Income and Employment | Gap in Employment | Videos

Working Two Full-Time Jobs To Qualify For Mortgage

ByGustan Cho January 31, 2024February 2, 2024
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In this blog, we will cover working two full-time jobs to qualify for mortgage. The 2008 Real Estate And Financial Meltdown affected millions of hard-working…

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Investor Lender Overlays
Mortgage Lender Overlays

Investor Lender Overlays And How It Prevents Getting Mortgage Approval

ByGustan Cho January 29, 2024January 29, 2024
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This BLOG On Investor Lender Overlays And How It Prevents Getting Mortgage Approval Was UPDATED On April 26th, 2019 Home buyers need to qualify for…

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How Is Other Income Calculated By Underwriters
Income and Employment

How Do Underwriters View Commission Income For 1099 Wage Earners

ByGustan Cho January 29, 2024February 15, 2024
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This BLOG On How Do Underwriters View Commission Income For 1099 Wage Earners Was UPDATED On April 28th, 2019 Just because a person is employed and…

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Employment During Mortgage Process
Gap in Employment

Switching Employment During Mortgage Approval Process

ByGustan Cho January 23, 2024October 7, 2024
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This BLOG On Switching Employment During Mortgage Approval Process Was UPDATED On January 31st, 2019 Income and employment is probably the most important factor, along with…

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Home Loans With Under 600 Credit Scores
Lender Overlays | Home Mortgage

Home Loans With Under 600 Credit Scores With No Overlays

ByGustan Cho January 23, 2024January 23, 2024
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This Article Is About Home Loans With Under 600 Credit Scores Gustan Cho Associates are experts in helping borrowers qualify for Home Loans With Under…

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How To Get Credit Cards After Bankruptcy
Re-Establishing Credit

How To Get Credit Cards After Bankruptcy To Rebuild Credit

ByGustan Cho January 19, 2024October 4, 2024
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This article will discuss how to get credit cards after bankruptcy to rebuild credit to qualify for a mortgage. How can you quickly re-establish credit…

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FAQ on FHA Loan Requirements
Bad Credit Mortgage Loans

Florida Home Loans Requirements For Bad Credit

ByGustan Cho January 17, 2024January 17, 2024
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This article covers Qualifying For Florida Home Loans With Poor Credit. Thousands of families are moving to Florida to call it home. With a great…

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Can Co-Signing Affect DTI on Home Purchase
Debt-To-Income Ratio | High Debt-To-Income Ratio | Non-Occupant Co-Borrowers

Can Co-Signing Affect DTI on Home Purchase

ByGustan Cho January 16, 2024January 16, 2024
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In this article, we will cover the topic of whether can co-signing affect DTI on home purchase. There are instances non-occupant co-borrowers love to co-sign…

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Homebuyers can qualify for an FHA loan with timeshare foreclosure with no waiting period. Timeshares do not count as a housing event
Home Purchase

Home Purchase Without Spouse on Mortgage Note

ByGustan Cho January 11, 2024February 28, 2024
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This guide covers home purchase without spouse on mortgage note. Many home buyers automatically assume that if someone is married then both people need to…

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Uncategorized

Feds Cut Rates For The Third Time This Year

ByGustan Cho January 7, 2024November 4, 2024
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This ARTICLE Is About The Feds Cuts Rates For The Third Time This Year As Economy Slows. Mortgage rates started to drop from the beginning…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
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  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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