Auto Title Loans
|

What Are Auto Title Loans and How Does It Work

This guide covers what auto title loans are and how title loans work. Some people can’t get traditional loans or don’t have the time it takes to get one. If you are trying to get fast cash to buy a house, do home improvement, or start a business, car title loans might be for you….

Condo

What are condos? You might ask yourself what a condominium is? Some people think that a condominium is a fancy apartment.   A condominium, also called a condo, is actually a building that is made up of private, individually owned units. When you live in an apartment, you are renting the space. When living in…

Qualifying For Mortgage With Bad Credit And Late Payments

Qualifying For Mortgage With Bad Credit And Late Payments

This Article On Qualifying For Mortgage With Bad Credit And Late Payments Qualifying for mortgage with bad credit is ambiguous and can be wide-ranging. Many mortgage companies such as myself specialize in helping borrowers obtain mortgage with bad credit However, the key is prior to bad credit versus current bad credit Homebuyers who want to…

Home Loan Denial

Home Loan Denial And Steps To Get Approval With Another Lender

In this blog, we will discuss and cover actions to take if you get a home loan denial and steps to get approved by another mortgage lender. Not all mortgage lenders have the same lending requirements on FHA, VA, USDA, and Conventional loans. All lenders need to make sure their borrowers meet the minimum agency…

2-To-4 Unit Multi-Family Mortgage Guidelines
| | | |

2-To-4 Unit Multi-Family Mortgage Guidelines

Apply Now This guide covers the breaking news on the downpayment requirement on 2-to-4 Unit Multi-Family mortgage loans and the eligibility requirements to purchase a two-to-four-unit multi-family home. Fannie Mae lowers the down payment requirement on a two-to-four-unit multi-family primary home to a 5% down payment from the previous 15% to 25% down payment requirements,…

Buying a House in New Mexico
| |

Getting Approved For a VA Loan Buying a Home in New Mexico

This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to purchase a home in New Mexico either for yourself or your family? New Mexico has many veterans migrating to the state due to great job opportunities and its great atmosphere…

Buying a Home in Hawaii
| | |

Buying a Home in Hawaii With Bad Credit

This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands is often a challenge, it’s not impossible.  It is doable and realistic for those with not-so-good credit reports and some prep work. In many cases, those who had previously declared…

Non-QM Versus Qualified Mortgages
|

What Are Non-QM Versus Qualified Mortgages

Get a Fast Quote: Click Here In this blog, we will cover and discuss what are non-QM versus Qualified Mortgages. Non-QM loans, also known as non-qualified Mortgages, are non-conforming loans. Non-QM loans are also referred to as non-prime mortgages. Non-qualified mortgages are portfolio loans. Marga Jurialla, the Operations Director for Gustan Cho Associates, explains what…

What Is a Homeowner Warranty?
| | |

Benefits of Buying a House With Homeowner Warranty

This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is different than homeowners insurance required by lenders. A home warranty will not cover defects or repairs from wear and tear. If a home is 30 years old and the HVAC…

How Long Does Bad Credit Report On Credit Reports
|

How To Improve Your Credit To Get Approved For a Mortgage

This guide covers how to improve your credit to get approved for a mortgage. How to improve your credit and boosting your credit scores is not difficult, and the team at Gustan Cho Associates can help you. You might be enticed to hire a credit repair service that guarantees to resolve your credit issues for…

|

FED Rate Cut To Lower Mortgage Rates and Spike Lending

This breaking news article cover the FED rate cut to lower mortgage rates and spike lending. The news of the Federal Reserve Board to lower interest rate will have an impact on mortgage rates. The FED rate cut to lower mortgage rates and spike lending is expected throughout 2019. Many industry analysts expect lower interest…