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GCA Mortgage
Home / Gustan Cho - Page 13

Author: Gustan Cho

FICO Versus Vantage Score
Home Mortgage | Credit Scores

The Difference Between FICO Versus Vantage Score

ByGustan Cho October 10, 2023December 18, 2023
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This guide covers the difference between FICO versus Vantage Score. In personal finance, credit scores are crucial in determining your Eligibility for various financial products,…

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Buying a New Construction Home
Real Estate Topic | New Construction Homes | Videos

Steps To Buying a New Construction Home

ByGustan Cho October 9, 2023December 18, 2023
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This guide covers a real-life case scenario of buying a new construction home. The guide was written by one of our borrowers who was questioning…

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Auto Title Loans
Non-QM Loans | Bad Credit Mortgage Loans

What Are Auto Title Loans and How Does It Work

ByGustan Cho October 9, 2023December 18, 2023
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This guide covers what auto title loans are and how title loans work. Some people can’t get traditional loans or don’t have the time it…

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FHA Loans

FHA Loan Requirements For 2023

ByGustan Cho October 7, 2023November 4, 2024
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FHA Mortgage Credit Score Requirements 2022 If you’re like a lot of people, the last two years have been rough. With the pandemic’s start, people…

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Condominium Loans

Condo

ByGustan Cho October 7, 2023November 4, 2024
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What are condos? You might ask yourself what a condominium is? Some people think that a condominium is a fancy apartment.   A condominium, also…

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Qualifying For Mortgage With Bad Credit And Late Payments
Bad Credit Mortgage Loans

Qualifying For Mortgage With Bad Credit And Late Payments

ByGustan Cho October 7, 2023February 17, 2025
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This Article On Qualifying For Mortgage With Bad Credit And Late Payments Qualifying for mortgage with bad credit is ambiguous and can be wide-ranging. Many…

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Home Loan Denial
Home Mortgage

Home Loan Denial And Steps To Get Approval With Another Lender

ByGustan Cho October 7, 2023November 4, 2024
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In this blog, we will discuss and cover actions to take if you get a home loan denial and steps to get approved by another…

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2-To-4 Unit Multi-Family Mortgage Guidelines
Conventional loans | Multi-Family Homes | Multi-Family Mortgages | Real Estate Topic | Videos

2-To-4 Unit Multi-Family Mortgage Guidelines

ByGustan Cho October 7, 2023December 18, 2023
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Apply Now This guide covers the breaking news on the downpayment requirement on 2-to-4 Unit Multi-Family mortgage loans and the eligibility requirements to purchase a…

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Buying a House in New Mexico
Bank Statement Mortgages | VA Loans | Videos

Getting Approved For a VA Loan Buying a Home in New Mexico

ByGustan Cho September 22, 2023December 18, 2023
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This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to…

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Buying a Home in Hawaii
First-Time Homebuyers | Home Mortgage | Real Estate Topic | Videos

Buying a Home in Hawaii With Bad Credit

ByGustan Cho September 20, 2023December 18, 2023
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This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands…

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Non-QM Versus Qualified Mortgages
Non-QM Loans | Videos

What Are Non-QM Versus Qualified Mortgages

ByGustan Cho September 19, 2023February 17, 2025
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Get a Fast Quote: Click Here In this blog, we will cover and discuss what are non-QM versus Qualified Mortgages. Non-QM loans, also known as…

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What Is a Homeowner Warranty?
Real Estate Topic | Home Mortgage | Home Purchase | Videos

Benefits of Buying a House With Homeowner Warranty

ByGustan Cho September 10, 2023December 18, 2023
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This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

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Resources

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Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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