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Home / Gustan Cho - Page 14

Author: Gustan Cho

FHA Loans

FHA Loan Requirements

ByGustan Cho October 7, 2023May 29, 2025
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FHA Mortgage Credit Score Requirements 2022 If you’re like a lot of people, the last two years have been rough. With the pandemic’s start, people…

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Condominium Loans

Condo

ByGustan Cho October 7, 2023November 4, 2024
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What are condos? You might ask yourself what a condominium is? Some people think that a condominium is a fancy apartment.   A condominium, also…

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Qualifying For Mortgage With Bad Credit And Late Payments
Bad Credit Mortgage Loans

Qualifying For Mortgage With Bad Credit And Late Payments

ByGustan Cho October 7, 2023February 17, 2025
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This Article On Qualifying For Mortgage With Bad Credit And Late Payments Qualifying for mortgage with bad credit is ambiguous and can be wide-ranging. Many…

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Home Loan Denial
Home Mortgage

Home Loan Denial And Steps To Get Approval With Another Lender

ByGustan Cho October 7, 2023November 4, 2024
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In this blog, we will discuss and cover actions to take if you get a home loan denial and steps to get approved by another…

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2-To-4 Unit Multi-Family Mortgage Guidelines
Conventional loans | Multi-Family Homes | Multi-Family Mortgages | Real Estate Topic | Videos

2-To-4 Unit Multi-Family Mortgage Guidelines

ByGustan Cho October 7, 2023December 18, 2023
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Apply Now This guide covers the breaking news on the downpayment requirement on 2-to-4 Unit Multi-Family mortgage loans and the eligibility requirements to purchase a…

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Buying a House in New Mexico
Bank Statement Mortgages | VA Loans | Videos

Getting Approved For a VA Loan Buying a Home in New Mexico

ByGustan Cho September 22, 2023December 18, 2023
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This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to…

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Buying a Home in Hawaii
First-Time Homebuyers | Home Mortgage | Real Estate Topic | Videos

Buying a Home in Hawaii With Bad Credit

ByGustan Cho September 20, 2023December 18, 2023
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This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands…

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Non-QM Versus Qualified Mortgages
Non-QM Loans | Videos

What Are Non-QM Versus Qualified Mortgages

ByGustan Cho September 19, 2023February 17, 2025
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Get a Fast Quote: Click Here In this blog, we will cover and discuss what are non-QM versus Qualified Mortgages. Non-QM loans, also known as…

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What Is a Homeowner Warranty?
Real Estate Topic | Home Mortgage | Home Purchase | Videos

Benefits of Buying a House With Homeowner Warranty

ByGustan Cho September 10, 2023December 18, 2023
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This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is…

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Home Purchase | Mortgage Rates

FED Rate Cut To Lower Mortgage Rates and Spike Lending

ByGustan Cho August 7, 2023November 4, 2024
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This breaking news article cover the FED rate cut to lower mortgage rates and spike lending. The news of the Federal Reserve Board to lower…

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Open House
Real Estate Topic

Open House Benefits For Home Buyers Prior To Purchase Offer

ByGustan Cho June 7, 2023December 18, 2023
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This Article Is About Open House Benefits For Home Buyers Prior To Offer Offer Many seller’s realtors offer an open house on their home listings….

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Conventional loans | Multi-Family Mortgages

Freddie Mac Home Possible Mortgage Guidelines

ByGustan Cho June 6, 2023July 8, 2024
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This article is on Freddie Mac Home Possible Mortgage Guidelines. Freddie Mac Home Possible Mortgage UPDATED on July 6th, 2023, by Paulyn Balagot, an associate…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • Buying a New Construction Home
    Steps To Buying a New Construction Home
    by Gustan Cho
    June 3, 2025
  • Title Insurance Protection
    Title Insurance Protection Is Required By All Lenders
    by Gustan Cho
    June 3, 2025

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Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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