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GCA Mortgage
Home / Gustan Cho - Page 14

Author: Gustan Cho

How Long Does Bad Credit Report On Credit Reports
Credit Disputes | Re-Establishing Credit

How To Improve Your Credit To Get Approved For a Mortgage

ByGustan Cho September 10, 2023September 23, 2024
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This guide covers how to improve your credit to get approved for a mortgage. How to improve your credit and boosting your credit scores is…

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Home Purchase | Mortgage Rates

FED Rate Cut To Lower Mortgage Rates and Spike Lending

ByGustan Cho August 7, 2023November 4, 2024
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This breaking news article cover the FED rate cut to lower mortgage rates and spike lending. The news of the Federal Reserve Board to lower…

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Best Time To Buy a Home For First-Time Homebuyers
FHA Loans | First-Time Homebuyers | Home Mortgage | Home Purchase

Best Time To Buy a Home For First-Time Homebuyers

ByGustan Cho June 29, 2023March 5, 2024
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This guide covers the best time to buy a home for first-time homebuyers. There are two parts to the best time to buy a home…

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Open House
Real Estate Topic

Open House Benefits For Home Buyers Prior To Purchase Offer

ByGustan Cho June 7, 2023December 18, 2023
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This Article Is About Open House Benefits For Home Buyers Prior To Offer Offer Many seller’s realtors offer an open house on their home listings….

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Conventional loans | Multi-Family Mortgages

Freddie Mac Home Possible Mortgage Guidelines

ByGustan Cho June 6, 2023July 8, 2024
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This article is on Freddie Mac Home Possible Mortgage Guidelines. Freddie Mac Home Possible Mortgage UPDATED on July 6th, 2023, by Paulyn Balagot, an associate…

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Closing Disclosure
Income and Employment

Verification Of Employment And Income Mortgage Guidelines

ByGustan Cho May 10, 2023May 10, 2024
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In this blog, we will cover and discuss the verification of employment and income mortgage guidelines. Employment, income, and credit are the most important factors…

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Buying For Sale By Owner Homes | Home Buyers Guide
Real Estate Topic | Videos

Buying For Sale By Owner Homes | Home Buyers Guide

ByGustan Cho April 4, 2023December 18, 2023
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In this blog, we will cover and discuss buying for sale by owner homes. Most homebuyers purchase a home that is listed on the MLS…

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Illinois First Time Homebuyer
First-Time Homebuyers

Illinois First Time Homebuyer Mortgage And DPA Programs

ByGustan Cho April 3, 2023December 18, 2023
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This ARTICLE On Illinois First Time Homebuyer Mortgage And DPA Programs Illinois has skyrocketing rents. Many and more renters are pursuing buying a home This…

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How To Get a Mortgage in Wyoming
Mortgage Rates | Mortgage Process | Videos

How To Get a Mortgage In Wyoming With The Best Rates

ByGustan Cho March 20, 2023December 18, 2023
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In this blog, we will cover how to get a mortgage in Wyoming with the best mortgage rates with a lender with no lender overlays….

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Refinancing With Bad Credit and Low Credit Scores
First-Time Homebuyers

First-Time Home Buyers FAQ on Qualifying For Mortgage

ByGustan Cho March 5, 2023July 10, 2024
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In this blog, we will cover and discuss first-time home buyers FAQ on qualifying for a mortgage. With skyrocketing home prices, many renters are seriously…

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Down Payment For Home Purchase Requirements (1)
Home Purchase | Down Payment and Closing Costs | Videos

Down Payment For Home Purchase Guidelines By Lenders

ByGustan Cho February 25, 2023November 18, 2024
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In this guide, we will cover down payment for home purchase requirements by mortgage lenders. Homebuyers planning to purchase a home have two types of…

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Do All Lenders Have The Same VA Credit Score Guidelines
Lender Overlays | Mortgage Process

Mortgage Loan Programs With No Lender Overlays

ByGustan Cho February 20, 2023December 16, 2024
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This  Article Is About Mortgage Loan Programs With No Lender Overlays Over 75% of our borrowers are folks who either get a last-minute mortgage loan…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

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Resources

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  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
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  • Why Gustan Cho Associates
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  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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