Skip to content
GCA Mortgage
  • About UsExpand
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA LoansExpand
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM LoansExpand
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • CareersExpand
    • Career OpportunitiesExpand
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
GCA Mortgage
Home / Gustan Cho - Page 16

Author: Gustan Cho

Letter of Explanations
Letter Of Explanation | Videos

Why Mortgage Underwriters Ask For Letter of Explanations?

ByGustan Cho January 26, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover why mortgage underwriters ask for letter of explanations. Letter of explanations is part of the mortgage process. Anyone who…

Read More Why Mortgage Underwriters Ask For Letter of Explanations?Continue

VA Loan With High DTI
High Debt-To-Income Ratio | VA Loans | Videos

VA Loan With High DTI Mortgage Guidelines

ByGustan Cho January 26, 2023December 16, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This blog will discuss VA loan with high DTI mortgage guidelines for 2023. You can qualify for a VA loan with bad credit with a…

Read More VA Loan With High DTI Mortgage GuidelinesContinue

Mortgage Approval With Late Payments In Past 12 Months
Home Mortgage | Videos

Mortgage Approval With Late Payments In The Past 12 Months

ByGustan Cho January 24, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This blog will cover and discuss getting mortgage approval with late payments in the past 12 months. Getting A Mortgage Approval With Late Payments in…

Read More Mortgage Approval With Late Payments In The Past 12 MonthsContinue

No-Doc Home Loans
Non-QM Loans

No-Doc Home Loans on Primary Residential Homes

ByGustan Cho January 24, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This blog will cover and discuss non-doc home loans on primary residential homes. No-Doc Home Loans was the most popular loan program before the 2008…

Read More No-Doc Home Loans on Primary Residential HomesContinue

Lender Overlays Explained
Home Mortgage | Lender Overlays | Videos

Mortgage Overlays Explained on Government and Conventional Loans

ByGustan Cho January 24, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This article will cover mortgage overlays on FHA, VA, and conventional loans. The two most common home mortgage programs are government and conventional…

Read More Mortgage Overlays Explained on Government and Conventional LoansContinue

How To Get a Mortgage When Relocating
Career Opportunities-Loan Officer Training | Home Purchase

How To Get a Mortgage When Relocating With a New Career

ByGustan Cho January 22, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This article will cover how to get a mortgage when relocating with a new career.  I will discuss moving from New York to…

Read More How To Get a Mortgage When Relocating With a New CareerContinue

Mortgage Loan Options in Nebraska
Home Mortgage | Home Purchase | Videos

Mortgage Loan Options in Nebraska For Homebuyers

ByGustan Cho January 22, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Get a Fast Quote: Click Here Buying your first home in Nebraska with bad credit. Many of us may consider success in life in various…

Read More Mortgage Loan Options in Nebraska For HomebuyersContinue

Mortgage With High Debt-To-Income Ratio
High Debt-To-Income Ratio | Videos

Mortgage With High Debt-To-Income Ratio Lending Guidelines

ByGustan Cho January 19, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now In this article, we will be covering qualifying for a mortgage with high debt-to-income ratio.  Debt-to-income ratios is probably the most important factor…

Read More Mortgage With High Debt-To-Income Ratio Lending GuidelinesContinue

Fannie Mae Guidelines on Conventional Loans
Conventional loans | Mortgage After Bankruptcy | Mortgage After Foreclosure | Mortgage After Short Sale | Non-QM Loans | Videos

Fannie Mae Guidelines on Conventional Loans

ByGustan Cho January 17, 2023June 28, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This mortgage guide on Fannie Mae guidelines on conventional loans will cover the latest updates on Fannie Mae and Freddie Mac guidelines on changes in…

Read More Fannie Mae Guidelines on Conventional LoansContinue

Conventional Versus FHA Mortgage
Conventional loans | FHA Loans | Videos

Difference Between Conventional Versus FHA Loan Guidelines

ByGustan Cho January 17, 2023February 17, 2025
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will cover the difference between Conventional versus FHA loan guidelines. We will discuss the differences between Conventional versus FHA loan for…

Read More Difference Between Conventional Versus FHA Loan GuidelinesContinue

Home Buyers Bad Credit
Bad Credit Mortgage Loans

Mortgage Loan Options For Home Buyers Bad Credit

ByGustan Cho December 18, 2022December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Get a Fast Quote: Click Here In this blog, we will cover the mortgage loan options for home buyers bad credit. Many First Time Home…

Read More Mortgage Loan Options For Home Buyers Bad CreditContinue

Conventional Home Loan With Bad Credit Mortgage Guidelines
Conventional loans

Conventional Home Loan With Bad Credit Mortgage Guidelines

ByGustan Cho December 2, 2022December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This Article Is About Conventional Home Loan With Bad Credit Mortgage Guidelines  Conventional Loans have much tougher credit requirements than FHA Loans. Conventional…

Read More Conventional Home Loan With Bad Credit Mortgage GuidelinesContinue

Page navigation

Previous PagePrevious 1 … 14 15 16 17 18 19 Next PageNext

About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

Connect with Social Media

  • Facebook
  • YouTube
  • LinkedIn
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Resources
  • Talk To A Loan Officer
  • Order Credit Report
  • FICO Simulator
  • MLO License School
  • Documents Required
  • How To Increase FICO
  • Rebuild Credit
  • How To Reach a Live Person at Credit Bureaus
  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
  • REALTOR-MLO Career Opportunities
  • Why Gustan Cho Associates
  • DACA Mortgage Loans
  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

Scroll to top Call Now
  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
Search