FHA One-Time Close Construction Loans
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FHA One-Time Close Construction Loans In Nevada

Apply Now In this article, we will cover and discuss the FHA one-time construction loans and other renovation mortgage loans in Las Vegas and throughout the state of Nevada. Besides the FHA one-time close construction loans, there are three different types of renovation construction mortgage loans. The FHA 203k loan, VA renovation mortgage loans, and…

Foreign National Mortgages

Foreign National Mortgages  If you’re a foreigner in the United States, buying real estate can seem almost unachievable. However, foreign national mortgages could make it easier for noncitizens to secure a loan and buy assets. These mortgages permit you to pursue the American dream irrespective of your citizenship status. At Griffin Funding, we provide foreign…

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Difference Between Mortgage Brokers Versus Mortgage Bankers

In this blog, we will cover the difference between mortgage brokers versus mortgage bankers. We will cover the benefits, pros and cons, and the best deal of working between mortgage brokers versus mortgage bankers. Many people use the term direct lender. Many borrowers believe dealing with direct lenders, they will get a better rate and…

FHA Loans With Recent Late Payments
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FHA Loans With Recent Late Payments Mortgage Guidelines

In this guide on FHA loans with recent late payments, we will cover what you need to do to get approved for an FHA loan with recent late payments in the past 12 months. In general, it is acceptable to have outstanding collection accounts with large balances. Prior bad credit is fine. However, lenders want…

How To Study and PASS The NMLS EXAM

How To Study and PASS The NMLS EXAM on Your First Attempt

In this article, we will cover and discuss how to study and pass the NMLS exam on your first attempt. I have read all guides on how to study and pass the NMLS exam on your first attempt.  I have listened to everyone who advised me on how to study and pass the NMLS exam….

How I Passed The NMLS Exam

How I Passed The NMLS Exam And Then Secured MLO Job

Apply Now In this blog, we will discuss and cover how I passed the NMLS exam the first time around and how I landed my first job as a mortgage loan originator. The minute I passed the NMLS exam, I contacted Gustan Cho to let him know how I passed the NMLS exam. Left him…

Investment Property Loans
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Paying Off Mortgage Early Prior To End Of The Loan Term

In this blog, we will discuss and cover paying mortgage early prior to the end of the home mortgage term. Paying Off Mortgage Early before the end of the term of the home loan is every homeowner’s dream. Most home mortgages are 30-year fixed-rate mortgages. If you pay the minimum amount due every month, it…

What are Non-QM And Alternative Lending Guidelines On Student Loans

Mortgage With Deferred Student Loans Guidelines

In this blog, we will discuss and cover mortgage with deferred student loans and high debt to income ratio. Qualifying for Mortgage With Deferred Student Loans is becoming a major problem with many home buyers. This is because deferred student loans are no longer exempt on government and conventional loans with the exemption of VA…

Mortgage Loan Closing

Mortgage Loan Closing Process From Application To CTC

This guide covers the mortgage loan closing process from application to clear to close. A normal mortgage loan closing normally takes 30 days. However, we can probably expedite a mortgage loan closing in the case of an emergency. There are instances where home closings can be done in less than two weeks. If borrowers cooperate…

How Judgments Affects Mortgage Process

Mortgage With Judgment Guidelines On Home Purchase

This Article Is About The Mortgage With Judgment Guidelines On Home Purchase Homebuyers and homeowners can qualify for a mortgage with outstanding judgments as long as they have a written payment agreement with the judgment creditor and have made three timely payments. A judgment is the worst derogatory credit tradeline any consumer can have on…

How To Buy A House Online
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Tips For Shopping For A House Online

This ARTICLE On Shopping For A House Online Was Written By Staff Writer at Gustan Cho Associates How to Buy a House Online: The real estate industry continues to undergo a massive technological transformation Years ago, real estate agents were frightened that online brokerages like Zillow, Trulia, and Redfin would put them out of business…