HARP Replacement Programs in 2025: How to Refinance Without Equity
Suppose you’ve been searching for the Home Affordable Refinance Program (HARP) in 2025, you might be surprised to learn that the program officially ended years…
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FHA Approved Condo: How to Get a Condo FHA Loan in 2025
If you see yourself with a condo but think your credit history or down payment could be an issue, FHA approved condos might be the answer. One of the most popular home finance options for homeowners in 2025 is an FHA loan, which isn’t reserved just for…
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Buying a Home With Bad Credit: What You Need to Know in 2025
Do you think you can’t buy a home because of bad credit? Think again. At Gustan Cho Associates, we help borrowers with less-than-perfect credit get…
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15-Year vs 30-Year Mortgage: Which Is Better for You?
Choosing between 15-year vs 30-year mortgage is one of the most important decisions when buying or refinancing a home. Both loan programs have pros and…
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Can You Get a Mortgage With Judgment on Credit Report?
If you’re thinking about buying a home but have a judgment on your credit report, you’re probably wondering: Can I still get a mortgage with…
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Mortgage After Bankruptcy | Chapter 13 Cash-Out Refinance | FHA Loans After Chapter 13 | FHA Loans While in Chapter 13 | Refinance | VA Loans After Chapter 13 Bankruptcy | VA Loans While In Chapter 13 Bankruptcy
Can I Do a Cash-Out Refinance During Chapter 13 Bankruptcy?
Are you currently in Chapter 13 bankruptcy and wondering if you can tap into your home’s equity through a cash-out refinance? The good news is…
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Financing Contingency On Real Estate Purchase Contracts
When you are buying or selling a home, one of the most important part of the contract is the financing contingency. This key clause can…
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Mortgage After Chapter 13 Bankruptcy
If you are wondering whether you can still get mortgage after Chapter 13 Bankruptcy, the answer is: yes, you can and possibly sooner than you…
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FHA Loans After Chapter 13 Bankruptcy Guidelines
If you’re recovering from Chapter 13 bankruptcy and wondering whether you can get approved for a home loan, you’re not alone. Many borrowers believe bankruptcy…
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Condo Hotel Mortgage Rates And Terms
Are you thinking about buying a unit in a condo hotel? Whether it’s for personal vacation use, short-term rental income, or as a real estate…
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Getting a Mortgage After a Divorce
In this article, we will cover getting a mortgage after a divorce. Divorces can become not just stressful but extremely ugly, bitter, and sometimes vengeful….
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Short Sale Process For Home Buyers and Sellers
It is crucial to understand how short sale process works if you are a homeowner struggling financially or a buyer searching for a low-cost option….
