FHA Guidelines Versus Lender Overlays on FHA Loans
Apply Now In this blog, we will cover the difference between FHA guidelines versus lender overlays on FHA loans. All mortgage lenders need to follow…
FHA Credit Requirements Per HUD Guidelines For AUS Approval
In this blog, we will discuss and cover the minimum FHA credit requirements per HUD guidelines to get approve/eligible per the automated underwriting system…
Getting Denied For a Mortgage After Conditional Approval
In this blog, we will discuss getting denied for a mortgage after conditional approval. Can borrowers get denied for a mortgage after conditional approval? There…
Can I Get a Mortgage After Bankruptcy and Foreclosure
This article covers buying a house and qualifying for a mortgage after bankruptcy and foreclosure. The mortgage industry underwent a major overhaul after the 2008…
Home Loan After Loan Modification Mortgage Guidelines
Apply Now This blog will cover qualifying for a home loan after loan modification mortgage guidelines. A loan modification is when the current lender…
Home Loan With Overtime Income and Other Income
This article will cover qualifying for a home loan with overtime income and other income. Homebuyers can qualify for a home loan with overtime income…
Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos
HUD Credit Score Guidelines on FHA Loans
This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…
Derogatory Credit Mortgage Guidelines on Home Loans
This guide covers derogatory credit mortgage guidelines on home loans. Over the years we have received thousands of phone calls, emails, and text messages about…
Getting a Mortgage In The Virgin Islands For a Home Purchase
In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent…
High Debt-To-Income Ratio Mortgage Loans
Many new high debt-to-income ratio mortgage loans have been recently launched and introduced to the market. No-doc loans, DSCR mortgages, profit and loss statement-only mortgage…
HUD 4000.1 FHA Handbook
Apply Now In this guide on HUD 4000.1 FHA Handbook Guidelines on FHA loans, we will cover the main bullet points on HUD agency mortgage…
VA Loan With Recent Late Payments
This guide will cover getting approved for a VA loan with recent late payments. The Veterans Administration has helped thousands of veterans and service members…
