How To Calculate Debt-To-Income Ratio on Mortgage Loans
In this blog, we will cover and discuss how to calculate debt-to-income ratio on mortgage loans. There are two types of debt-to-income ratios when it…
How To Get Mortgage Approved With Judgment
This guide is about how to get mortgage approved with judgment. Judgments are one of the worst things you can have on your credit report. Most creditors…
Bank Statement Mortgages For Self-Employed Borrowers
In this blog, we will cover and discuss bank statement mortgages for self-employed borrowers. In the past, self-employed borrowers always had an issue qualifying for…
Closing Costs on House Purchase and Refinance Transactions
In this article, we will cover and discuss the closing costs on house purchase and refinance transactions. Home buyers need to worry about the down…
Mortgage Loans For Recent College Graduates
In this blog, we will cover and discuss mortgage loans for recent college graduates. If you have recently graduated from college and have no employment…
The Closing Disclosure Was Replaced By the HUD-1
In this blog, we will cover how The Closing Disclosure Was Replaced By the HUD-1 Settlement Statement. Consumers and Mortgage Industry Professionals are getting ready…
What Does Refer/Eligible Per Automated Findings Means?
In this blog, we will cover and discuss what refer/eligible per automated findings means on government and conventional loans. One of the most FAQs we…
Seller Concessions By Home Sellers For Buyer’s Closing Costs
Seller concessions are vital in real estate transactions, particularly in a buyer’s market where sellers aim to make their properties more attractive to potential buyers….
VA Loan Limits
VA loan limits for most counties in the United States were tied to the conforming loan limits set by the Federal Housing Finance Agency (FHFA)….
Mortgage With Amended Income Tax Returns
In this mortgage guide, we will cover qualifying for a mortgage with amended income tax returns. There are instances where consumers may write more off…
Upfront Fees During Mortgage Application Process
In this article, we will discuss and cover the upfront fees during mortgage application process. The mortgage application process starts when pre-approved borrowers get a real…
HUD Self-Employment Guidelines On FHA Home Loans
This ARTICLE Is About HUD Self-Employment Guidelines On FHA Home Loans HUD Self-Employment Guidelines allow self-employed borrowers to qualify for FHA loans. The borrower needs…
