Credit Scores Increased During Underwriting Process
In this article, we will cover credit scores increased during underwriting process. If credit scores increased during underwriting process, the borrowers could lock the loan…
Guidelines And Tips On Qualifying For Mortgage After Short Sale
This Article On Guidelines And Tips On Qualifying For Mortgage After Short Sale Qualifying For Mortgage After Short Sale requires mandatory waiting period after short…
Boosting Credit Scores With Instant Credit For Mortgage
In this guide on boosting credit scores with instant credit, we will cover the fastest way on how to boosting credit scores with instant credit…
Refinance FAQ
In this guide, we will be covering the commonly refinance FAQ. There are many refinance mortgage loan programs such as rate and term, cash-out refinance,…
Re-Establishing Credit After Bankruptcy For Mortgage
Potential homebuyers should start re-establishing credit after bankruptcy to qualify for a mortgage as soon as possible after the Chapter 7 bankruptcy discharge date. Homebuyers…
Buying A House With A FHA 203k Loan Explained
In this guide to buying a house with a FHA 203k loan, we will go over what the FHA 203k loan is and how it…
FHA Guidelines on Non-Occupant Co-Borrowers
FHA Guidelines On Non-Occupant Co-Borrowers allow family members to be on a home buyer FHA loan for income qualification. There can be more than one…
Transferring Lenders During The Mortgage Process
This guide covers transferring lenders during the homebuying and mortgage process from one lender to a different one. The mortgage process should not be stressful….
Other Income Mortgage Guidelines With Less Than 2 Years Seasoning
Let’s delve into the intricacies of other income mortgage guidelines, particularly when seasoning falls short of the customary two-year mark. In mortgage applications, understanding the…
Can Realtors Become MLO at the Same Time?
One of the frequently asked questions at Gustan Cho Associates is can realtors become MLO at the same time? Real estate and mortgage lending are two…
Mortgage Guidelines With a Prior Home Loan In Bankruptcy
In this blog, we will cover the mortgage guidelines with a prior home loan in bankruptcy. There are instances when people file bankruptcy but include…
Compensating Factors For Manual Underwriting
In this blog, we will cover what mortgage lenders consider compensating factors for manual underwriting on FHA and VA loans. FHA and VA loans are…
