Michael Gracz - GCA Mortgage

Apply Now In this blog, we will discuss and cover VA DTI mortgage Guidelines. VA DTI mortgage guidelines state there is no maximum debt-to-income ratio…

DSCR Mortgage Loans

Debt-Service Coverage Ratio Mortgage Loans

ByMichael Gracz July 1, 2024July 3, 2024

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This blog will cover and discuss debt-service coverage ratio mortgage loans for real estate investors. We will take a step further and cover one of…

Jumbo Loans | Non-QM Loans

90 LTV Jumbo Loans With No Mortgage Insurance

ByMichael Gracz June 27, 2024July 8, 2024

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In this blog, we will be covering and discussing the 90 LTV Jumbo Loans. The 90 LTV Jumbo Loans stands for a 90% loan-to-value jumbo…

ITIN and Foreign National Mortgages

Foreign National and ITIN Mortgage Loans

ByMichael Gracz June 20, 2024June 21, 2024

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This article aims to thoroughly understand both Foreign National and ITIN mortgage loans, outlining their requirements, benefits, and key considerations. Navigating the U.S. real estate…

Home Purchase | Manual Underwriting

Extenuating Circumstances Guidelines On Home Loans

ByMichael Gracz June 11, 2024November 4, 2024

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In this blog, we will cover and discuss extenuating circumstances guidelines on home loans. When you read the agency guidelines, there is a lot of…

Tax Benefits of Owning Versus Renting a Home

Uncategorized

Home Mortgage Credit Score Requirements And Guidelines

ByMichael Gracz April 16, 2024November 4, 2024

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This Article Is About Home Mortgage Credit Score Requirements And Guidelines If you are contemplating applying for a mortgage, there are some basic qualifications you…

VA Loans

Can a 500 Credit Score Get a VA Home Loan?

ByMichael Gracz February 12, 2024February 13, 2024

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In this blog, we will be covering a common frequently asked question: can a 500 credit score get a VA home loan? The team at…

Home Purchase | Mortgage Rates

The Buyers Market Versus The Sellers Market in Real Estate

ByMichael Gracz February 7, 2024February 12, 2024

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In this blog, we will cover and discuss the meaning of the buyers market versus the sellers market in real estate. The team at Gustan…

Collections and Charged-Off Accounts

Closing Disclosure

ByMichael Gracz February 7, 2024February 12, 2024

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One critical document in buying or selling a home is the Closing Disclosure (CD). The CD is a vital piece of paperwork that outlines the…

Mortgage With Collections

Mortgage With Collection Accounts Lending Guidelines

ByMichael Gracz January 23, 2024January 31, 2024

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In this article, we will cover and discuss qualifying for a mortgage with collection accounts. If you are a longtime reader of Gustan Cho Associates…

Author: Michael Gracz

HUD Chapter 13 Guidelines With Late Payments on FHA Loans

VA Collections Mortgage Guidelines on VA Home Loans

VA DTI Mortgage Guidelines on VA Home Loans

Debt-Service Coverage Ratio Mortgage Loans

90 LTV Jumbo Loans With No Mortgage Insurance

Foreign National and ITIN Mortgage Loans

Extenuating Circumstances Guidelines On Home Loans

Home Mortgage Credit Score Requirements And Guidelines

Can a 500 Credit Score Get a VA Home Loan?

The Buyers Market Versus The Sellers Market in Real Estate

Closing Disclosure

Mortgage With Collection Accounts Lending Guidelines

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