Get a Fast Quote: Click Here In this article, we will cover and discuss qualifying for a mortgage with a high debt-to-income ratio. Calculating the debt-to-income ratio is what tells the mortgage underwriter whether you can afford your new mortgage payments. Mortgage lenders want to make sure the borrower has the ability to repay the…
This guide covers Chicago home purchase. Thinking about buying a home in the city of Chicago? You may want to rethink a Chicago Home Purchase after reading this article. City has one of the highest tax rates among all major cities in the United States. Property taxes, sales, gas, income, vehicle stickers, and extra city…
This guide covers what is a home appraisal and how the property appraisal process works during the home buying process. When buying a home, there are many factors to consider. From the location to the number of rooms, countless variables can impact your decision. One factor that will usually be needed when acquiring real estate…
This guide covers how mortgage rates are priced on home loans. When purchasing a home, most people require a home loan to finance the purchase. A loan on a home, also known as a mortgage, is a loan where a borrower pledges their house as collateral. One of the most critical aspects of home loans…
In this blog, we will cover what are rent-to-own homes and how they work. Rent-to-own homes offer both home buyers and home sellers advantages. Homebuyers offer great benefits if the home buyer has recent credit issues. Recent credit issues such as the following will disqualify buyers from traditional mortgages: bankruptcy foreclosure short sale deed in…
This article will cover how to get a mortgage in Idaho buying your first house in Idaho. Idaho, also known as the Gem State, continues to increase in population as more people keep moving to the state because of its beautiful scenery, mild climate, and low cost of living. You don’t want to be…
In this article, we will cover the benefits of hiring realtor when buying or selling a home. Many buyers and sellers are under the impression that whatever a real estate agent does that they can do it themselves. This holds especially true for home sellers. It is the home sellers that need to pay the…
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