Choosing The Right Mortgage Lender With No Overlays
Choosing the right mortgage lender is extremely important. There are thousands of mortgage lenders and which lender do you choose? Getting a referral from a…
Derogatory Credit Items And Bad Credit Mortgage Guidelines
Qualifying for a Mortgage with Derogatory Credit Items in 2025 Having derogatory credit items on your credit report can feel overwhelming, especially when you’re ready…
FHA Credit Requirements Per HUD Guidelines For AUS Approval
In this blog, we will discuss and cover the minimum FHA credit requirements per HUD guidelines to get approve/eligible per the automated underwriting system…
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos
Difference Between Mortgage Brokers Versus Lenders
This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…
Home Loan With Late Payments After Bankruptcy
This article will discuss the steps of getting approved for a home loan with late payments after bankruptcy. Qualifying for a Home Loan With Late…
Derogatory Credit Mortgage Guidelines on Home Loans
This guide covers derogatory credit mortgage guidelines on home loans. Over the years we have received thousands of phone calls, emails, and text messages about…
Getting a Mortgage In The Virgin Islands For a Home Purchase
In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent…
VA Loan With Recent Late Payments
This guide will cover getting approved for a VA loan with recent late payments. The Veterans Administration has helped thousands of veterans and service members…
500 to 620 FICO Home Mortgage Loans | Loan Options For 2023
One of the most FAQs we get daily at Gustan Cho Associates is can homebuyers get 500 to 620 FICO home mortgage loans with bad…
What Are Lender Overlays By Mortgage Companies
In this blog, we will cover and discuss choosing a lender with no lender overlays when denied for a mortgage. Not all mortgage lenders are…
Mortgage Loans For Recent College Graduates
In this blog, we will cover and discuss mortgage loans for recent college graduates. If you have recently graduated from college and have no employment…
Lender Overlays on Credit Scores
This guide covers lender overlays on credit scores on government and conventional loans. We will discuss and explain mortgage lender overlays on credit scores. A…
