Mortgage Brokers Versus Lenders
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Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms when buying a house? Dale Elenteny of Gustan Cho Associates suggests the pros and cons of using mortgage brokers versus lenders and will answer the frequently asked question about the…

TRID Mortgage Regulations
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Self-Employed No Tax Return Mortgage Loans

ByGustan Cho
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In this article, we will discuss and cover self-employed no tax return mortgage loans. Self-employed no tax return mortgage loans have been non-existent between the 2008 Great Recession and early 2017. However, Self-Employed No Tax Return Mortgage Loans made a comeback in the spring of 2017. GCA Mortgage Group now offers bank statement loans for…

Bank Statement Mortgages

Bank Statement Mortgages For Self-Employed Borrowers

ByGustan Cho
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In this blog, we will cover and discuss bank statement mortgages for self-employed borrowers. In the past, self-employed borrowers always had an issue qualifying for mortgage loans to qualify for traditional mortgage loans. Self-employed borrowers have the benefit of writing off more than the average W2 income wage earner unreimbursed business expenses. Bank Statement Mortgage…

Buying a House in Puerto Rico
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Buying a House in Puerto Rico With a U.S. Based Mortgage Lender

ByGustan Cho
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If you’ve ever dreamt of owning a piece of paradise in the Caribbean, Puerto Rico may be your perfect destination. Buying a house in Puerto Rico is an attractive proposition with its stunning beaches, rich cultural heritage, and thriving real estate market. It is becoming increasingly popular among Americans in the mainland United States. Many…

Buying a House in Alaska With Bad Credit
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Buying a House in Alaska With Bad Credit and Low FICO Scores

ByGustan Cho
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This article will cover buying a house in Alaska with bad credit and low FICO credit scores. Are you looking to buy property in one of the most stunning landscapes with open wilderness in the United States and don’t mind the cold weather? If so, you should check out Alaska! Here is the thing, not…

Buying a House in New Mexico
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Getting Approved For a VA Loan Buying a Home in New Mexico

ByGustan Cho
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This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to purchase a home in New Mexico either for yourself or your family? New Mexico has many veterans migrating to the state due to great job opportunities and its great atmosphere…

Non-QM Loans For Self-Employed Borrowers
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Non-QM Loans For Self-Employed Borrower Guidelines

ByGustan Cho
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  This Article Is About Non-QM loans for Self-Employed Mortgage Borrower Guidelines. Non-QM loans for self-employed mortgage loans are now available. Self-employed borrowers had a difficult time qualifying for home loans. This is due to the write-offs they can utilize as self-employed borrowers. Lenders go by adjusted gross income after all unreimbursed expense deductions. This…