GCA Forums
| | | | | |

Great Content Authority Forums: GCA Forums

BySapna Sharma
Tweet
Share
Share
Pin
Share
0 Shares

Introduction to GCA Forums, Great Content Authority (GCA) Forums. An overview of Great Content Authority Forums and its parent company, Gustan Cho Associates. The significance of forums within the scope of the current digital generation. The purpose of Great Content Authority Forums and their strategic role as a focus for the target audience on important…

The Connection Between Consumer Confidence and Inflation vs Rates
|

Connection of Consumer Confidence and Inflation vs Rates

ByDustin Dumestre
Tweet
Share
Share
Pin
Share
0 Shares

Understanding how consumer confidence and inflation vs rates is key to navigating the housing market. These factors are interconnected, influencing both borrowing costs and broader economic growth. Consumer confidence  and inflation vs rates often reflects how individuals feel about their financial stability and the future of the economy. Inflation, on the other hand, relates to…

Refinancing FHA Loans To Conventional Loans
|

Mortgage Loan Application and the Underwriting Approval Process

ByDale Elenteny
Tweet
Share
Share
Pin
Share
0 Shares

This article is about the mortgage loan application and approval process that requires the borrower to go through multiple stages. In this article, we will cover the following topics: Understanding the mortgage process Steps in the mortgage process The role of the mortgage underwriter Fees and costs borrowers need to pay By the time you…

Chapter 13 Mortgage Guidelines
| | | | | |

Chapter 13 Mortgage Guidelines For FHA and VA Loans

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now In this article, we will cover Chapter 13 Mortgage Guidelines for FHA and VA loans. Both FHA and VA loans Chapter 13 Mortgage Guidelines are exactly the same. The only two traditional mortgage loan program that allow for manual underwriting are FHA and VA loans. The manual underwriting guidelines for FHA and VA…

Things To Avoid During Mortgage Process
| |

Things To Avoid During Mortgage Process

BySapna Sharma
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will cover things to avoid during mortgage process for homebuyers and close on time.  We will discuss tips on things to avoid during mortgage process to avoid a last-minute mortgage loan denial. Alex Carlucci of Gustan Cho Associates said the following: It is human nature for a home buyer to get…

Choosing The Right Mortgage Lender
| |

Choosing The Right Mortgage Lender With No Overlays

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now In this blog, we will cover choosing the right mortgage lender with no overlays on home loans with many mortgage loan options. Choosing the right mortgage lender is extremely important. There are thousands of mortgage lenders and which lender do you choose?  Getting a referral from a close trusted friend can be on…

Conventional Loans With Collection Accounts

Conventional Loans With Collection Accounts Mortgage Guidelines

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This Article Is About Mortgage Guidelines On Conventional Loans With Collection Accounts Conventional Loans With Collection Accounts Guidelines are implemented and set by Fannie Mae and Freddie Mac. FHA is the most popular loan program in the United States. Most buyers of homes think that just because they have outstanding collections and charged-off accounts…

Fannie Mae Bankruptcy And Foreclosure Guidelines
|

Fannie Mae Bankruptcy and Foreclosure Guidelines

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

This guide will cover Fannie Mae bankruptcy and foreclosure guidelines The Fannie Mae bankruptcy and foreclosure guidelines require a mandatory waiting period for homebuyers seeking a conventional loan. There are two different waiting period requirements depending on the type of Bankruptcy. Dale Elenteny of Gustan Cho Associates explains the role of Fannie Mae and Freddie…

Credit Disputes During The Mortgage Process
|

Credit Disputes During The Mortgage Loan Process

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This article will cover the mortgage guidelines for credit disputes during the mortgage loan process. Credit disputes during the mortgage process are not allowed on non-medical collections and derogatory credit tradelines. The reason for credit disputes from consumers is to dispute derogatory credit tradelines in the hopes of getting them removed by the…

FHA Loan After Loan Modification
| |

FHA Loan After Loan Modification Mortgage Guidelines

ByAlex Carlcucci
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now This guide will cover qualifying for an FHA loan after loan modification mortgage guidelines. A loan modification is an alternative to foreclosure, where the homeowner’s current mortgage lender will modify their home loan. Loan Modifications are done and granted by lenders because the borrower cannot afford their current mortgage payment. Borrowers who cannot afford…

FHA Guidelines on Income and Employment Gaps
| | |

FHA Guidelines on Income and Employment Gaps

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Get a Fast Quote: Click Here This blog will discuss and cover FHA guidelines on income and employment gaps. We will detail the FHA guidelines on income and employment gaps for homebuyers. Homebuyers do not need to be employed in the same job for the past two years to qualify for FHA loans. FHA guidelines…

FHA Guidelines Versus Lender Overlays
|

FHA Guidelines Versus Lender Overlays on FHA Loans

ByGustan Cho
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now In this blog, we will cover the difference between FHA guidelines versus lender overlays on FHA loans. All mortgage lenders need to follow HUD guidelines if they want the loans they originate and fund insured by the Federal Housing Administration. HUD, the parent of FHA, insures lenders against the borrower defaulting on their…