Borrowers usually hear about mortgage agency guidelines versus overlays when applying for a mortgage. Understanding the differences between the two is important for homebuyers and…
In this article, we will cover and discuss the waiting period after foreclosure to qualify for mortgage. Foreclosure can have a major financial impact, but…
This article aims to thoroughly understand both Foreign National and ITIN mortgage loans, outlining their requirements, benefits, and key considerations. Navigating the U.S. real estate…
Being a single parent is a challenging responsibility, and getting through the home loan process can feel overwhelming. But, many loan programs and assistance options…
This article covers homeowners insurance requirement by lenders on mortgage loans. Homeowners insurance (Often referred to as HOI) protects the homeowners and lenders. HOI protects…
This guide covers the Florida Housing Market. The state of Florida and the Florida housing market has been on the news recently. With hurricanes being…
In this blog, we will cover and discuss buying down interest rates with discount points on mortgage loans. Lenders will charge higher mortgage rates to…
This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a…
In this article, we will cover understanding VA home mortgages for veteran homebuyers. We will cover and discuss the eligibility requirements for active duty and…