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GCA Mortgage
Steps Leading To Clear To Close On Mortgage
Conditional Loan Approval | Home Mortgage | Mortgage Process | Videos

Clear to Close On Mortgage And Timeline From Application To CTC

ByGustan Cho April 10, 2024May 6, 2024
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In this blog post, we’ll explore the process of achieving a clear-to-close mortgage and the timeline from the initial loan application to this critical stage….

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Waiting Period After Bankruptcy And Foreclosure Mortgage Guidelines
Uncategorized

Qualifying For A Mortgage After Temporary Unemployment

BySapna Sharma April 7, 2024December 16, 2024
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This Article Is About Qualifying For A Mortgage After Temporary Unemployment Gustan Cho Associates gets dozens call daily about Qualifying For A Mortgage After Temporary…

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FHA
Home Purchase | Home Mortgage

Getting Pre-Approved Before Shopping For A Home

ByAlex Carlcucci April 5, 2024April 5, 2024
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In this article, we will cover and discuss getting pre-approved before shopping for a home. No two homebuyers have the same credit score and financial…

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Can You Buy House With Credit Card Debt
Credit Scores

How To Raise Credit Scores To Qualify For Mortgage

ByAlex Carlcucci April 5, 2024April 5, 2024
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This guide covers how to raise credit scores to qualify for mortgage at the best rates. Many home buyers ask how to raise credit scores…

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How To Become A Private Money Investor
Commercial Loans

How To Become A Private Money Investor

ByGustan Cho April 5, 2024April 8, 2024
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This ARTICLE On How To Become A Private Money Investor And Lender Chicago Was PUBLISHED On April 5th, 2024. Investors who are looking to diversify…

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SBA Loans
Commercial Loans | SBA Loans | Videos

SBA Loans For Small Business Owners

ByAnngelli Abenes April 5, 2024April 8, 2024
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This guide covers SBA loans for small business owners. The U.S. Small Business Administration (SBA) is one of the most popular and leading sources for…

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Government Versus Conventional Mortgage Guidelines
Conventional loans | mortgage

Government Versus Conventional Mortgage Guidelines

ByGustan Cho April 4, 2024March 6, 2025
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In this blog, we will cover and discuss the difference between government versus conventional mortgage guidelines. Many homebuyers often get confused when shopping for a…

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VA Loan with Judgment
Bad Credit Mortgage Loans | Mortgage Lender Overlays

Lender Overlays on Credit Scores

ByGustan Cho March 28, 2024March 28, 2024
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This  guide covers lender overlays on credit scores on government and conventional loans.  We will discuss and explain mortgage lender overlays on credit scores. A…

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Getting a Mortgage After Bankruptcy and Foreclosure
Conventional loans | FHA Loans | Home Mortgage | Home Purchase

Is Now Good Time Home Purchase In Chicago And Suburbs

BySapna Sharma March 27, 2024November 4, 2024
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This Article Is About Now Good Time Home Purchase In Chicago And Suburbs Chicago is the second-largest city in the United States behind the city…

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HUD Mortgage Guidelines
FHA Loans

HUD Mortgage Guidelines on FHA Loans

ByGustan Cho March 26, 2024May 3, 2024
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This blog will cover changes to HUD guidelines on FHA loans for 2023. Changes To HUD Guidelines on FHA loans for deferred student loans are…

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Condotel Financing Guidelines
Conventional loans

Fannie Mae HomeReady Mortgage Guidelines

ByAlex Carlcucci March 26, 2024October 4, 2024
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This guide covers Fannie Mae HomeReady mortgage guidelines on conventional loans. There are two home loan programs: government loans, which are insured by government agencies,…

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Non-warrantable condos
Condominium Loans | FHA Loans

HUD Condominium Guidelines on FHA Loans

ByGustan Cho March 26, 2024October 14, 2024
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In this blog, we will discuss and cover HUD condominium guidelines on FHA loans. HUD, the parent of FHA, is the federal agency that creates…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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