VA DTI Mortgage Guidelines on VA Home Loans
Apply Now In this blog, we will discuss and cover VA DTI mortgage Guidelines. VA DTI mortgage guidelines state there is no maximum debt-to-income ratio…
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Mortgage Guidelines on Government and Conventional Loans
Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are…
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Steps To Buying a House For First-Time Homebuyers
Buying your first home is an exciting achievement but can also feel overwhelming. Understanding the process and preparing can make your homebuying journey smooth and…
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Pricing Mortgage Rates By Lenders on Home Loans
In this article, we will cover and discuss pricing mortgage rates by lenders on home loans. Most FAQs by borrowers on pricing mortgage rates by…
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500 to 620 FICO Home Mortgage Loans | Loan Options For 2023
One of the most FAQs we get daily at Gustan Cho Associates is can homebuyers get 500 to 620 FICO home mortgage loans with bad…
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What Are Lender Overlays By Mortgage Companies
In this blog, we will cover and discuss choosing a lender with no lender overlays when denied for a mortgage. Not all mortgage lenders are…
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Should I Use Preferred Lenders Steered By Builders
In this blog, we will cover and discuss preferred lenders steered by builders on a home purchase. Many home builders have preferred lenders steered by…
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Gift Funds For The Down Payment on a Home Purchase
Gift funds for the down payment on a home purchase are allowed on government and conventional loans for the down payment and closing costs. FHA,…
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Reverse Mortgage Loans For Seniors With Equity in Homes
In this blog, we will cover and discuss reverse mortgage loans for seniors. Senior homeowners with equity in their homes are eligible for reverse mortgage…
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First Time Homebuyer Mortgage Questions On House Purchase
In this article, we will discuss and cover First Time Homebuyer Mortgage Questions On House Purchase. Buying a home for the first time is an…
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FHA Loan With Medical Collections And Charge Offs Guidelines
All lenders need to meet agency mortgage guidelines by HUD. However, most lenders will have additional mortgage requirements that are above and beyond those of…
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How To Calculate Debt-To-Income Ratio on Mortgage Loans
In this blog, we will cover and discuss how to calculate debt-to-income ratio on mortgage loans. There are two types of debt-to-income ratios when it…
