Can Realtors Become MLO at the Same Time?
One of the frequently asked questions at Gustan Cho Associates is can realtors become MLO at the same time? Real estate and mortgage lending are two…
First-Time Home Buyers Guide
In this first-time home buyers guide, we will show the benefits of going from being a renter to a homeowner. The first-time homebuyers guide will…
Mortgage Guidelines With a Prior Home Loan In Bankruptcy
In this blog, we will cover the mortgage guidelines with a prior home loan in bankruptcy. There are instances when people file bankruptcy but include…
Compensating Factors For Manual Underwriting
In this blog, we will cover what mortgage lenders consider compensating factors for manual underwriting on FHA and VA loans. FHA and VA loans are…
Can You Buy House With Credit Card Debt With High DTI
A frequently asked question at Gustan Cho Associates is can you buy house with credit card debt but pay off the credit card once the…
How To Buy a House With Bad Credit?
A frequently asked question by our clients is how to buy a house with bad credit? It is a given that it is best to…
Can a 500 Credit Score Get a VA Home Loan?
In this blog, we will be covering a common frequently asked question: can a 500 credit score get a VA home loan? The team at…
How The Mortgage Process Work
In this guide on how the mortgage process work, we will cover the steps of the mortgage from the mortgage loan application to closing on…
Get a VA Loan With a Credit Score Under 600 FICO
In this blog, we will cover how to get a VA loan with a credit score under 600 FICO. Many borrowers often get denied by…
The Buyers Market Versus The Sellers Market in Real Estate
In this blog, we will cover and discuss the meaning of the buyers market versus the sellers market in real estate. The team at Gustan…
Closing Disclosure
One critical document in buying or selling a home is the Closing Disclosure (CD). The CD is a vital piece of paperwork that outlines the…
Refer Eligible Versus Approve Eligible In AUS Findings
What happens if you get a refer eligible versus approve eligible in the automated underwriting system? A refer eligible versus approve eligible means the automated…
