Can You Buy House With Credit Card Debt With High DTI
A frequently asked question at Gustan Cho Associates is can you buy house with credit card debt but pay off the credit card once the…
How To Buy a House With Bad Credit?
A frequently asked question by our clients is how to buy a house with bad credit? It is a given that it is best to…
Can a 500 Credit Score Get a VA Home Loan?
In this blog, we will be covering a common frequently asked question: can a 500 credit score get a VA home loan? The team at…
How The Mortgage Process Work
In this guide on how the mortgage process work, we will cover the steps of the mortgage from the mortgage loan application to closing on…
Get a VA Loan With a Credit Score Under 600 FICO
In this blog, we will cover how to get a VA loan with a credit score under 600 FICO. Many borrowers often get denied by…
Closing Disclosure
One critical document in buying or selling a home is the Closing Disclosure (CD). The CD is a vital piece of paperwork that outlines the…
Refer Eligible Versus Approve Eligible In AUS Findings
What happens if you get a refer eligible versus approve eligible in the automated underwriting system? A refer eligible versus approve eligible means the automated…
FHFA Increases Conventional Loan Limits For 2024
In a move with significant implications for the housing market, FHFA increases conventional loan limits in 2024. This decision comes amid evolving market conditions and…
FHA Manual Underwriting Guidelines For FHA Loans
In this guide on FHA manual underwriting, we will cover the manual underwriting guidelines on FHA loans and the eligibility requirements. FHA Manual Underwriting Guidelines…
Do All Lenders Have The Same VA Credit Score Guidelines
One of the most common questions the team at Gustan Cho Associates often get is Do All Lenders Have The Same VA Credit Score Guidelines?…
How Interest Rates Affect The Housing Markets In 2024
In this blog, we will be talking about how interest rates affect the housing markets. The team at Gustan Cho Associates is constantly monitoring the…
Pricing Adjustments of Mortgage Rates With Low Credit Scores
This guide covers the loan-level pricing adjustments of mortgage rates with low credit scores. Borrowers will get higher mortgage rates with low credit scores. Lenders…
