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Closing Disclosure
Home Mortgage | Home Purchase

Owner-Occupant Home Guidelines

ByAlex Carlcucci January 8, 2024May 17, 2024
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This  guide covers owner-occupant home guidelines. Both HUD and Fannie Mae have strict guidelines when it comes to owner-occupant financing. First of all, HUD, the…

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Uncategorized

Feds Cut Rates For The Third Time This Year

ByGustan Cho January 7, 2024November 4, 2024
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This ARTICLE Is About The Feds Cuts Rates For The Third Time This Year As Economy Slows. Mortgage rates started to drop from the beginning…

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VA Streamline Refinance
Bad Credit Mortgage Loans | FHA Loans | Home Mortgage | Home Purchase | Home Seller

FHA Loans Versus Conventional Loans

ByGustan Cho January 7, 2024November 4, 2024
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FHA Loans are the most popular mortgage programs today due to the many benefits it offers. There are thousands of mortgage loan applicants with great…

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Title Insurance Protection
Home Purchase | Home Mortgage

Title Insurance Protection Is Required By All Lenders

ByGustan Cho January 4, 2024November 4, 2024
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In this article, we will cover and discuss title insurance protection that is required by all mortgage lenders. We will cover what Title Insurance Protection…

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15 YEAR FIXED MORTGAGE RATE VS. 30 YEARS
Mortgage Refinance

Refinancing 30 Year Fixed Rate Loan To 15 Year Fixed Mortgage Rate

ByGustan Cho December 21, 2023December 21, 2023
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This BLOG On Refinancing 30 Year Fixed Rate Loan To 15 Year Fixed Mortgage Rate Was UPDATED On January 7th, 2019 There are various fixed mortgage…

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2020 Mortgage Interest Rates Forecast
Mortgage Rates

Mortgage Interest Rates Forecast On Home Loans

ByAlex Carlcucci December 21, 2023January 17, 2024
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This ARTICLE On 2020 Mortgage Interest Rates Forecast On Home Loans Was PUBLISHED On March 20, 2020. The stock market has been extremely volatile in…

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Funding For Doctors At Doctors Funding Group
Home Mortgage | Home Purchase

Doctors Funding Group: Financing For Medical Professionals

BySapna Sharma December 15, 2023October 7, 2024
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This ARTICLE On Doctors Funding Group: Financing For Medical Professionals Was PUBLISHED On July 19th, 2018 Doctors Funding Group is a national direct lender for…

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Types Of Financing Options When Buying Second Home
Home Purchase

Buying Second Home Mortgage Lending Guidelines

ByDale Elenteny December 15, 2023February 21, 2024
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In this blog, we will cover and discuss buying second home mortgage lending guidelines. As winter comes to an end and June is not so…

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Adjustable Rate Mortgage (2)
Home Mortgage | Home Purchase | Mortgage Rates

Adjustable-Rate Mortgage Interest Rates Are Lower

ByAlex Carlcucci December 15, 2023February 14, 2024
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In this article, we will discuss and cover adjustable-rate mortgage interest rates. Let us help figure out what is best! And if an ARM, Adjustable-Rate…

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Mortgage Process For Home Buyers
Mortgage Process

Mortgage Process For Home Buyers And How Home Loan Process Works

BySapna Sharma December 13, 2023January 18, 2024
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This BLOG On Mortgage Process For Home Buyers And How Home Loan Process Works Was Written By Gustan Cho NMLS 873293 Mortgage Process For Home Buyers…

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Maximum Monthly Mortgage Payment Affordability Versus Qualified
Income and Employment

What Is Maximum Monthly Mortgage Payment You Can Afford?

ByGustan Cho December 11, 2023January 25, 2024
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In this blog, we will cover and discuss what is maximum monthly mortgage payment you can afford versus how much you qualify.  As technological advances…

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Credit Scores | Credit Disputes | Mortgage Process

Credit Inquiries By Mortgage Lenders And Impact On Credit Scores

ByGustan Cho December 6, 2023October 7, 2024
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This BLOG On Credit Inquiries By Mortgage Lenders And Impact On Credit Scores Was Updated And PUBLISHED On February 21st, 2020 Consumer’s Credit Profile is…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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