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GCA Mortgage
Homeowners Association
Uncategorized

Purpose And Fundamentals Of Homeowners Association

ByGustan Cho April 30, 2025May 1, 2025
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Homeowners Association or HOA plays a vital role in many residential communities across the United States. Whether you’re buying your first home or considering moving…

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Credit Improvement During Mortgage Process
Mortgage Process

Credit Improvement During Mortgage Process To Qualify For Mortgage

ByAlex Carlcucci April 30, 2025May 1, 2025
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This BLOG On Credit Improvement During Mortgage Process To Qualify For Mortgage Was UPDATED On April 30th, 2025. Your credit score is one of the…

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Low Mortgage Rates Forecast
Mortgage Rates

Low Mortgage Rates Forecast For Home Buyers And Homeowners

ByAlex Carlcucci April 28, 2025April 29, 2025
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Low mortgage rates  are anticipated in 2025. This offers potential benefits for homebuyers and homeowners. However, rates are expected to remain above pre-pandemic lows, and…

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Mortgage Process

Rapid Rescore Process To Raise Scores To Qualify For Mortgage

BySapna Sharma April 28, 2025April 28, 2025
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Rapid Rescore Process: How to Quickly Boost Your Credit to Qualify for a Mortgage in 2025 If your credit score is only a few points…

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Job Loss During Mortgage Process
Gap in Employment | Income and Employment

Job Loss During Mortgage Process & How To Proceed To Close

BySapna Sharma April 28, 2025April 28, 2025
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Job Loss During Mortgage Process: What To Do and How To Still Close on Your Home in 2025 Losing your job while you’re in the…

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15-Year Versus 30-Year Fixed-Rate Mortgage Comparison
Home Purchase | Mortgage Rates

15-Year Versus 30-Year Fixed-Rate Mortgage Comparison

ByGustan Cho April 28, 2025April 29, 2025
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When it’s time to buy a home or refinance, one of the biggest decisions you’ll face is choosing between 15-year versus 30-year fixed-rate mortgage. Both…

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Financing Contingency On Real Estate Purchase Contracts
Real Estate Topic

Financing Contingency On Real Estate Purchase Contracts

ByGustan Cho April 28, 2025April 28, 2025
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Financing Contingency on Real Estate Purchase Contracts: What It Means and Why It Matters in 2025 In today’s competitive housing market, homebuyers are doing everything…

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Refinancing With Bad Credit and Low Credit Scores
Manual Underwriting | Mortgage Process

Why Mortgage Loans Do Not Close On Time

ByGustan Cho April 28, 2025April 29, 2025
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Why mortgage loans do not close on time? When you apply for a mortgage, the goal is simple: get to closing day smoothly and on…

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Bad Credit Mortgage Loans | Credit Disputes | Credit Scores

Derogatory Credit Items And Bad Credit Mortgage Guidelines

ByGustan Cho April 28, 2025April 28, 2025
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Qualifying for a Mortgage with Derogatory Credit Items in 2025 Having derogatory credit items on your credit report can feel overwhelming, especially when you’re ready…

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Rate and Term Refinance Mortgage Loans
Mortgage Refinance

Homeowners Should Consider Refinancing Due To Low Rates

ByGustan Cho April 24, 2025April 24, 2025
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With mortgage rates trending downward in 2025, homeowners should consider refinancing. They can lower their monthly payments, cut long-term interest costs, and even tap into…

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Qualifying For Mortgage With Bad Credit And Late Payments
Credit Scores

5 Factors That Affect Credit Scores For Mortgage Borrowers

BySapna Sharma April 24, 2025April 24, 2025
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If you plan to buy a home, understanding the factors affecting credit scores is crucial. Your credit score isn’t just a number; it decides if…

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Mortgage Rates

Mortgage Interest Rates Drop To Benefit Homeowners In Refinancing

ByGustan Cho April 24, 2025April 24, 2025
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In early 2025, mortgage interest rates drop, giving homeowners a chance to refinance their existing loans. This change in the financial landscape is influenced by…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025
  • VA Streamline Refinance
    Condo Hotel Mortgage Rates And Terms
    by Gustan Cho
    May 14, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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