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GCA Mortgage
Tax Benefits of Owning Versus Renting a Home
First-Time Homebuyers

Tax Benefits of Owning Versus Renting a Home

ByMichael Gracz December 6, 2023February 12, 2024
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Homeowners have tax benefits of owning versus renting a home. We all know the saying, “you are only guaranteed two things in life, DEATH, and…

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Condo Hotel Purchase Financing
Condominium Loans

Florida Non-Warrantable & Condo Hotel Purchase Financing

ByAlex Carlcucci December 6, 2023December 18, 2023
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This BLOG On Florida Non-Warrantable & Condo Hotel Purchase Financing Was Updated And PUBLISHED On February 21st, 2020 Non-Warrantable and Condo Hotel Purchase Financing is…

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Refinancing With Bad Credit and Low Credit Scores
Mortgage Refinance

Refinancing With Bad Credit and Low Credit Scores

ByMichael Gracz December 6, 2023December 16, 2024
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In this article, we will cover homeowners refinancing with bad credit and low credit scores.  With today’s historic volatile rates and increased home prices, homeowners…

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TRID Mortgage Regulations
Home Mortgage | Home Purchase | Home Seller

Multiple Offers By Homebuyers on Purchases of Listed Homes

ByAlex Carlcucci December 1, 2023May 15, 2024
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This guide covers multiple offers by homebuyers on purchases of listed homes. How do you tackle cases of multiple offers by homebuyers on purchases? The…

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FHA Loans With Low Credit Scores
Collections and Charged-Off Accounts | Credit Scores | FHA Loans | Mortgage With Low Credit Scores | Videos

FHA Loans With Low Credit Scores Mortgage Guidelines

ByAlex Carlcucci November 27, 2023December 18, 2023
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Apply Now This blog will cover qualifying for FHA loans with low credit scores and bad credit mortgage guidelines. FHA loans are this country’s most…

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FHA Facts From Fiction
FHA Loans | Lender Overlays | Videos

FHA Facts From Fiction on FHA Loans

ByGustan Cho November 21, 2023January 18, 2024
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This guide covers FHA facts from fiction on FHA loans.  Many homebuyers often get confused when shopping for a mortgage. What are the FHA facts…

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Mortgage Rates on FHA vs Conventional Loans
Mortgage Rates | Conventional loans | FHA Loans | Videos

Mortgage Rates on FHA vs Conventional Loans

ByMargarett Jurilla November 14, 2023December 18, 2023
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This guide covers mortgage rates on FHA vs conventional loan rates. Mortgage rates on FHA vs conventional loans have been steady for the past year….

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FHA Versus NON-QM Loans
Non-QM Loans | FHA Loans | Mortgage After Bankruptcy | Mortgage After Foreclosure | Mortgage After Short Sale | Videos

FHA Versus NON-QM Loans

ByAlex Carlcucci November 13, 2023January 19, 2024
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This guide covers qualifying for FHA versus non-QM loans. In the following paragraphs, we will cover qualifying and getting approved for FHA versus NON-QM loans. …

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Mortgage During Chapter 13 Bankruptcy
Mortgage After Bankruptcy | Manual Underwriting | Videos

Mortgage During Chapter 13 Bankruptcy Guidelines

ByAnngelli Abenes November 11, 2023December 18, 2023
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Apply Now This blog will fully explain how to qualify for a mortgage during  Chapter 13 Bankruptcy. We will review a detailed list of qualifying…

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Financing Owner-Occupant Homes
Videos | Home Purchase | Investment Home Loans

Financing Owner-Occupant Homes Versus Non-Owner Properties

ByAnngelli Abenes November 10, 2023December 18, 2023
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This guide covers owner-occupant homes versus non-owner properties. Financing owner-occupied homes offers the best interest rate, the lowest down payment requirement, a higher debt-to-income ratio,…

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Buying Your First Home Purchase
Home Purchase | First-Time Homebuyers | Home Mortgage

How To Get a Mortgage Buying Your First Home

ByGustan Cho November 7, 2023March 6, 2025
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This guide covers how to get a mortgage by buying your first home. Buying your first home can be exciting and demanding, especially if you…

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Happy woman with hand at chin on street
Uncategorized

Jumbo Loans With Low Credit Scores

BySapna Sharma November 7, 2023November 26, 2024
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In this blog, we will cover and discuss qualifying for jumbo loans with low credit scores. Jumbo loans are mortgage loans with higher than conforming…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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