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GCA Mortgage
On Title But Not On Note
Mortgage After Foreclosure | Mortgage After Bankruptcy

On Title But Not on Note Mortgage Guidelines

ByGustan Cho October 23, 2023December 18, 2023
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This guide covers qualifying for a mortgage after foreclosure for borrowers on title but not on note. Home buyers with a prior foreclosure who were…

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Buying a Fixer-Upper Home
FHA 203k Loans

Everything You Need To Know About Buying a Fixer-Upper Home

ByGustan Cho October 19, 2023December 18, 2023
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This article covers everything you need to know about buying a fixer-upper home. Homebuyers can purchase owner-occupant primary fixer-upper renovation loans with FHA, VA, USDA,…

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Lower Property Taxes
Property Taxes

How To Lower Property Taxes For Homeowners With High Taxes

ByGustan Cho October 18, 2023December 18, 2023
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This Article Is About  How To Lower Property Taxes For Homeowners With High Taxes High property taxes are a major problem for homeowners on a…

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Credit Scores Used By Lenders To Qualify For Mortgage
Credit Scores

Credit Scores Used By Lenders To Qualify For Mortgage

ByAlex Carlcucci October 17, 2023December 18, 2023
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This guide covers what credit scores used by lenders to qualify for mortgage loans. Let’s take a mortgage case scenario on what credit scores used…

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W2-Income-Only Mortgages
1099 and W2 Income Only Mortgages | Income and Employment

W2-Income-Only Mortgages

ByGustan Cho October 13, 2023December 18, 2023
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This guide covers qualifying for W2-Income-Only Mortgages. Borrowers who are W-2 wage earners and mortgage underwriters will go off the most recent paycheck stubs reflected…

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1099-Income-Only Mortgages
Income and Employment | 1099 and W2 Income Only Mortgages

1099-Income-Only Mortgages For Borrowers

ByGustan Cho October 13, 2023December 18, 2023
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Apply Now In this mortgage guide on Gustan Cho Associates, we will cover qualifying for 1099-income-only mortgages. Many people are 1099-income-only wage earners and have…

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FICO Versus Vantage Score
Home Mortgage | Credit Scores

The Difference Between FICO Versus Vantage Score

ByGustan Cho October 10, 2023December 18, 2023
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This guide covers the difference between FICO versus Vantage Score. In personal finance, credit scores are crucial in determining your Eligibility for various financial products,…

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Buying a New Construction Home
Real Estate Topic | New Construction Homes | Videos

Steps To Buying a New Construction Home

ByGustan Cho October 9, 2023December 18, 2023
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This guide covers a real-life case scenario of buying a new construction home. The guide was written by one of our borrowers who was questioning…

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Auto Title Loans
Non-QM Loans | Bad Credit Mortgage Loans

What Are Auto Title Loans and How Does It Work

ByGustan Cho October 9, 2023December 18, 2023
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This guide covers what auto title loans are and how title loans work. Some people can’t get traditional loans or don’t have the time it…

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FHA Loans

FHA Loan Requirements For 2023

ByGustan Cho October 7, 2023November 4, 2024
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FHA Mortgage Credit Score Requirements 2022 If you’re like a lot of people, the last two years have been rough. With the pandemic’s start, people…

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Condominium Loans

Condo

ByGustan Cho October 7, 2023November 4, 2024
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What are condos? You might ask yourself what a condominium is? Some people think that a condominium is a fancy apartment.   A condominium, also…

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Qualifying For Mortgage With Bad Credit And Late Payments
Bad Credit Mortgage Loans

Qualifying For Mortgage With Bad Credit And Late Payments

ByGustan Cho October 7, 2023February 17, 2025
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This Article On Qualifying For Mortgage With Bad Credit And Late Payments Qualifying for mortgage with bad credit is ambiguous and can be wide-ranging. Many…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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