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Federal Reserve Board And How It Affects Mortgage Rates Explained
Home Mortgage | Mortgage Rates | Real Estate Topic | Videos

How The Federal Reserve Board Affects Mortgage Rates

ByAlex Carlcucci September 18, 2023December 18, 2023
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This guide covers how the Federal Reserve Board affects mortgage rates. Information received since the Federal Open Market Committee met last quarter indicates that economic…

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Letter of Explanation To Mortgage Underwriters
Mortgage Process | Mortgage Pre-Approval

How To Write Letter of Explanation To Mortgage Underwriters

ByMargarett Jurilla September 17, 2023February 13, 2024
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Apply Now In this article, we will discuss how to write a letter of explanation to mortgage underwriters. Borrowers must get accustomed to writing letters…

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Mortgage Rates
Mortgage Rates | Videos

Understanding How Mortgage Rates Are Priced on Home Loans

ByRonda Butts September 17, 2023December 18, 2023
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This guide covers how mortgage rates are priced on home loans. When purchasing a home, most people require a home loan to finance the purchase….

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WHAT ARE HIGH ILLINOIS PROPERTY TAXES MAKING TAXPAYERS TO LEAVE THE STATE
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High Illinois Property Taxes Making Taxpayers To Leave The State

BySapna Sharma September 17, 2023November 4, 2024
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This Article Is About High Illinois Property Taxes Making Taxpayers To Leave The State  Gustan Cho Associates have written multiple articles recently on how high…

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What Is a Homeowner Warranty?
Real Estate Topic | Home Mortgage | Home Purchase | Videos

Benefits of Buying a House With Homeowner Warranty

ByGustan Cho September 10, 2023December 18, 2023
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This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is…

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How Long Does Bad Credit Report On Credit Reports
Credit Disputes | Re-Establishing Credit

How To Improve Your Credit To Get Approved For a Mortgage

ByGustan Cho September 10, 2023September 23, 2024
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This guide covers how to improve your credit to get approved for a mortgage. How to improve your credit and boosting your credit scores is…

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VA Loans With Charge-Offs
Home Mortgage | Real Estate Topic

Who Is Responsible For The Mortgage After The Borrower Dies

ByDale Elenteny September 8, 2023April 17, 2024
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This guide covers who is responsible for the mortgage after the borrower dies. A mortgage is a long-term debt that usually takes decades to pay…

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Disputing a Low Appraisal
Appraisal | Home Mortgage | Home Purchase | Videos

Disputing a Low Appraisal to Get a Higher Home Value

ByAnngelli Abenes September 7, 2023December 18, 2023
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This guide covers disputing a low appraisal to get a higher home value. A low home appraisal can cause all sorts of problems. If you’re…

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Reasons Why Homeowners Refinance Their Mortgage Loans
Mortgage Refinance | Videos

Reasons Why Homeowners Refinance Mortgage Loans

ByAnngelli Abenes August 24, 2023December 18, 2023
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This GUIDE covers the reasons why homeowners refinance their mortgage loans. In today’s falling interest rate environment, we have seen a flood in refinance transactions….

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Home Purchase | Mortgage Rates

FED Rate Cut To Lower Mortgage Rates and Spike Lending

ByGustan Cho August 7, 2023November 4, 2024
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This breaking news article cover the FED rate cut to lower mortgage rates and spike lending. The news of the Federal Reserve Board to lower…

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Home Equity Line of Credit versus Cash-Out Refinance
Home Mortgage

Home Equity Line of Credit versus Cash-Out Refinance

ByDale Elenteny August 1, 2023December 18, 2023
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This guide covers the difference between home equity line of credit versus cash-out refinance mortgage loans. A home equity line of credit, often referred to…

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Documents Required For Mortgage Process
Mortgage Process | Manual Underwriting

Things To Avoid During Mortgage Loan Process For a CTC

ByAlex Carlcucci July 13, 2023July 3, 2024
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In this article, we will cover things to avoid during mortgage loan process for homebuyers. The mortgage process can be very stressful but does not…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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