Skip to content
GCA Mortgage
  • About UsExpand
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA LoansExpand
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM LoansExpand
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • CareersExpand
    • Career OpportunitiesExpand
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
GCA Mortgage
Home Equity Line of Credit versus Cash-Out Refinance
Home Mortgage

Home Equity Line of Credit versus Cash-Out Refinance

ByDale Elenteny August 1, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers the difference between home equity line of credit versus cash-out refinance mortgage loans. A home equity line of credit, often referred to…

Read More Home Equity Line of Credit versus Cash-Out RefinanceContinue

Documents Required For Mortgage Process
Mortgage Process | Manual Underwriting

Things To Avoid During Mortgage Loan Process For a CTC

ByAlex Carlcucci July 13, 2023July 3, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will cover things to avoid during mortgage loan process for homebuyers. The mortgage process can be very stressful but does not…

Read More Things To Avoid During Mortgage Loan Process For a CTCContinue

Open House
Real Estate Topic

Open House Benefits For Home Buyers Prior To Purchase Offer

ByGustan Cho June 7, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This Article Is About Open House Benefits For Home Buyers Prior To Offer Offer Many seller’s realtors offer an open house on their home listings….

Read More Open House Benefits For Home Buyers Prior To Purchase OfferContinue

Conventional loans | Multi-Family Mortgages

Freddie Mac Home Possible Mortgage Guidelines

ByGustan Cho June 6, 2023July 8, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This article is on Freddie Mac Home Possible Mortgage Guidelines. Freddie Mac Home Possible Mortgage UPDATED on July 6th, 2023, by Paulyn Balagot, an associate…

Read More Freddie Mac Home Possible Mortgage GuidelinesContinue

Non-Traditional Credit Tradelines To Qualify For Mortgage
Re-Establishing Credit | Videos

Non-Traditional Credit Tradelines To Qualify For Mortgage

ByAlex Carlcucci May 26, 2023January 16, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This Article Is About Non-Traditional Credit Tradelines To Qualify For Mortgage Borrowers without any credit tradelines reporting on credit reports can still qualify for a…

Read More Non-Traditional Credit Tradelines To Qualify For MortgageContinue

Closing Disclosure
Income and Employment

Verification Of Employment And Income Mortgage Guidelines

ByGustan Cho May 10, 2023May 10, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss the verification of employment and income mortgage guidelines. Employment, income, and credit are the most important factors…

Read More Verification Of Employment And Income Mortgage GuidelinesContinue

Other Income Mortgage Guidelines With Less Than 2 Years Seasoning
Conventional loans | FHA Loans | Home Mortgage | Mortgage Insurance | Mortgage Refinance

Refinancing FHA To Conventional Loan Eliminating FHA MIP

ByAlex Carlcucci April 30, 2023April 30, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers refinancing FHA to conventional loan eliminating FHA mortgage insurance premiums. Home sales are hot throughout the United States. Homes in Florida, California,…

Read More Refinancing FHA To Conventional Loan Eliminating FHA MIPContinue

Government Shutdown
Uncategorized

Update On Government Shutdown And Mortgage Process

ByDale Elenteny April 26, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This Article Is About Government Shutdown And Mortgage Process Many of my clients and realtors are concerned with the government shutdown and how this temporary…

Read More Update On Government Shutdown And Mortgage ProcessContinue

Qualifying Credit Scores Used By Lenders
Uncategorized

When Credit Repair Does Not Work For Mortgage Qualification

ByAlex Carlcucci April 18, 2023November 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This Article Is About When Credit Repair Does Not Work For Mortgage Qualification Cases When Credit Repair Does Not Work For Mortgage Qualification: Credit Repair is…

Read More When Credit Repair Does Not Work For Mortgage QualificationContinue

Buying For Sale By Owner Homes | Home Buyers Guide
Real Estate Topic | Videos

Buying For Sale By Owner Homes | Home Buyers Guide

ByGustan Cho April 4, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss buying for sale by owner homes. Most homebuyers purchase a home that is listed on the MLS…

Read More Buying For Sale By Owner Homes | Home Buyers GuideContinue

VA Loans With Charge-Offs
Home Mortgage | Home Purchase | Mortgage Process

Mortgage Mistakes To Avoid During the Home Loan Process

ByDale Elenteny April 4, 2023April 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss the top 11 time-consuming mortgage mistakes to avoid during the home buying process. When buying a house,…

Read More Mortgage Mistakes To Avoid During the Home Loan ProcessContinue

Illinois First Time Homebuyer
First-Time Homebuyers

Illinois First Time Homebuyer Mortgage And DPA Programs

ByGustan Cho April 3, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This ARTICLE On Illinois First Time Homebuyer Mortgage And DPA Programs Illinois has skyrocketing rents. Many and more renters are pursuing buying a home This…

Read More Illinois First Time Homebuyer Mortgage And DPA ProgramsContinue

Page navigation

Previous PagePrevious 1 … 23 24 25 26 27 … 32 Next PageNext

About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

Connect with Social Media

  • Facebook
  • YouTube
  • LinkedIn
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Resources
  • Talk To A Loan Officer
  • Order Credit Report
  • FICO Simulator
  • MLO License School
  • Documents Required
  • How To Increase FICO
  • Rebuild Credit
  • How To Reach a Live Person at Credit Bureaus
  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
  • REALTOR-MLO Career Opportunities
  • Why Gustan Cho Associates
  • DACA Mortgage Loans
  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

Scroll to top Call Now
  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
Search