Skip to content
GCA Mortgage
  • About UsExpand
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA LoansExpand
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM LoansExpand
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • CareersExpand
    • Career OpportunitiesExpand
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
GCA Mortgage
Low Appraisal Solutions
Appraisal | Videos

Low Appraisal Solutions For Homebuyers and Sellers

ByGustan Cho April 30, 2025April 30, 2025
Tweet
Share
Share
Pin
Share
0 Shares

This article will cover low appraisal solutions for homebuyers and sellers.  This is why it is very important pricing a home. What good is it…

Read More Low Appraisal Solutions For Homebuyers and SellersContinue

Mortgage Regulations Affect Homebuyers
Regulations

How Mortgage Regulations Affect Homebuyers and Closings

ByMichael Gracz April 30, 2025April 30, 2025
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will discuss and cover how mortgage regulations affect homebuyers and closings. Mortgage Regulations are created and implemented by mortgage regulators. The…

Read More How Mortgage Regulations Affect Homebuyers and ClosingsContinue

Homeowners Association
Uncategorized

Purpose And Fundamentals Of Homeowners Association

ByGustan Cho April 30, 2025May 1, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Homeowners Association or HOA plays a vital role in many residential communities across the United States. Whether you’re buying your first home or considering moving…

Read More Purpose And Fundamentals Of Homeowners AssociationContinue

Credit Improvement During Mortgage Process
Mortgage Process

Credit Improvement During Mortgage Process To Qualify For Mortgage

ByAlex Carlcucci April 30, 2025May 1, 2025
Tweet
Share
Share
Pin
Share
0 Shares

This BLOG On Credit Improvement During Mortgage Process To Qualify For Mortgage Was UPDATED On April 30th, 2025. Your credit score is one of the…

Read More Credit Improvement During Mortgage Process To Qualify For MortgageContinue

Low Mortgage Rates Forecast
Mortgage Rates

Low Mortgage Rates Forecast For Home Buyers And Homeowners

ByAlex Carlcucci April 28, 2025April 29, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Low mortgage rates  are anticipated in 2025. This offers potential benefits for homebuyers and homeowners. However, rates are expected to remain above pre-pandemic lows, and…

Read More Low Mortgage Rates Forecast For Home Buyers And HomeownersContinue

Mortgage Process

Rapid Rescore Process To Raise Scores To Qualify For Mortgage

BySapna Sharma April 28, 2025April 28, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Rapid Rescore Process: How to Quickly Boost Your Credit to Qualify for a Mortgage in 2025 If your credit score is only a few points…

Read More Rapid Rescore Process To Raise Scores To Qualify For MortgageContinue

Job Loss During Mortgage Process
Gap in Employment | Income and Employment

Job Loss During Mortgage Process & How To Proceed To Close

BySapna Sharma April 28, 2025April 28, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Job Loss During Mortgage Process: What To Do and How To Still Close on Your Home in 2025 Losing your job while you’re in the…

Read More Job Loss During Mortgage Process & How To Proceed To CloseContinue

15-Year Versus 30-Year Fixed-Rate Mortgage Comparison
Home Purchase | Mortgage Rates

15-Year Versus 30-Year Fixed-Rate Mortgage Comparison

ByGustan Cho April 28, 2025April 29, 2025
Tweet
Share
Share
Pin
Share
0 Shares

When it’s time to buy a home or refinance, one of the biggest decisions you’ll face is choosing between 15-year versus 30-year fixed-rate mortgage. Both…

Read More 15-Year Versus 30-Year Fixed-Rate Mortgage ComparisonContinue

Refinancing With Bad Credit and Low Credit Scores
Manual Underwriting | Mortgage Process

Why Mortgage Loans Do Not Close On Time

ByGustan Cho April 28, 2025April 29, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Why mortgage loans do not close on time? When you apply for a mortgage, the goal is simple: get to closing day smoothly and on…

Read More Why Mortgage Loans Do Not Close On TimeContinue

Bad Credit Mortgage Loans | Credit Disputes | Credit Scores

Derogatory Credit Items And Bad Credit Mortgage Guidelines

ByGustan Cho April 28, 2025April 28, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Qualifying for a Mortgage with Derogatory Credit Items in 2025 Having derogatory credit items on your credit report can feel overwhelming, especially when you’re ready…

Read More Derogatory Credit Items And Bad Credit Mortgage GuidelinesContinue

Rate and Term Refinance Mortgage Loans
Mortgage Refinance

Homeowners Should Consider Refinancing Due To Low Rates

ByGustan Cho April 24, 2025April 24, 2025
Tweet
Share
Share
Pin
Share
0 Shares

With mortgage rates trending downward in 2025, homeowners should consider refinancing. They can lower their monthly payments, cut long-term interest costs, and even tap into…

Read More Homeowners Should Consider Refinancing Due To Low RatesContinue

Qualifying For Mortgage With Bad Credit And Late Payments
Credit Scores

5 Factors That Affect Credit Scores For Mortgage Borrowers

BySapna Sharma April 24, 2025April 24, 2025
Tweet
Share
Share
Pin
Share
0 Shares

If you plan to buy a home, understanding the factors affecting credit scores is crucial. Your credit score isn’t just a number; it decides if…

Read More 5 Factors That Affect Credit Scores For Mortgage BorrowersContinue

Page navigation

Previous PagePrevious 1 2 3 4 5 6 … 32 Next PageNext

About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

Connect with Social Media

  • Facebook
  • YouTube
  • LinkedIn
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Resources
  • Talk To A Loan Officer
  • Order Credit Report
  • FICO Simulator
  • MLO License School
  • Documents Required
  • How To Increase FICO
  • Rebuild Credit
  • How To Reach a Live Person at Credit Bureaus
  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
  • REALTOR-MLO Career Opportunities
  • Why Gustan Cho Associates
  • DACA Mortgage Loans
  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

Scroll to top Call Now
  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
Search