How To Calculate Debt-To-Income Ratio on Mortgage Loans
In this blog, we will cover and discuss how to calculate debt-to-income ratio on mortgage loans. There are two types of debt-to-income ratios when it…
How To Get Mortgage Approved With Judgment
This guide is about how to get mortgage approved with judgment. Judgments are one of the worst things you can have on your credit report. Most creditors…
Bank Statement Mortgages For Self-Employed Borrowers
In this blog, we will cover and discuss bank statement mortgages for self-employed borrowers. In the past, self-employed borrowers always had an issue qualifying for…
Closing Costs on House Purchase and Refinance Transactions
In this article, we will cover and discuss the closing costs on house purchase and refinance transactions. Home buyers need to worry about the down…
Mortgage Loans For Recent College Graduates
In this blog, we will cover and discuss mortgage loans for recent college graduates. If you have recently graduated from college and have no employment…
What Can Be Used As Income For a Mortgage Approval
In this blog, we will cover and discuss what can be used as income for a mortgage. Other income such as overtime, part-time, bonus, tip,…
The Closing Disclosure Was Replaced By the HUD-1
In this blog, we will cover how The Closing Disclosure Was Replaced By the HUD-1 Settlement Statement. Consumers and Mortgage Industry Professionals are getting ready…
Types of Home Ownership To Hold Title To Real Estate
In this article, we will cover and discuss the types of home ownership to hold title to real estate. We will cover the most common…
What Does Refer/Eligible Per Automated Findings Means?
In this blog, we will cover and discuss what refer/eligible per automated findings means on government and conventional loans. One of the most FAQs we…
Foreign National and ITIN Mortgage Loans
This article aims to thoroughly understand both Foreign National and ITIN mortgage loans, outlining their requirements, benefits, and key considerations. Navigating the U.S. real estate…
Seller Concessions By Home Sellers For Buyer’s Closing Costs
Seller concessions are vital in real estate transactions, particularly in a buyer’s market where sellers aim to make their properties more attractive to potential buyers….
VA Loan Limits
VA loan limits for most counties in the United States were tied to the conforming loan limits set by the Federal Housing Finance Agency (FHFA)….
