Mortgage Loans For Recent College Graduates
In this blog, we will cover and discuss mortgage loans for recent college graduates. If you have recently graduated from college and have no employment…
What Can Be Used As Income For a Mortgage Approval
In this blog, we will cover and discuss what can be used as income for a mortgage. Other income such as overtime, part-time, bonus, tip,…
The Closing Disclosure Was Replaced By the HUD-1
In this blog, we will cover how The Closing Disclosure Was Replaced By the HUD-1 Settlement Statement. Consumers and Mortgage Industry Professionals are getting ready…
Types of Home Ownership To Hold Title To Real Estate
In this article, we will cover and discuss the types of home ownership to hold title to real estate. We will cover the most common…
What Does Refer/Eligible Per Automated Findings Means?
In this blog, we will cover and discuss what refer/eligible per automated findings means on government and conventional loans. One of the most FAQs we…
Seller Concessions By Home Sellers For Buyer’s Closing Costs
Seller concessions are vital in real estate transactions, particularly in a buyer’s market where sellers aim to make their properties more attractive to potential buyers….
VA Loan Limits
VA loan limits for most counties in the United States were tied to the conforming loan limits set by the Federal Housing Finance Agency (FHFA)….
Mortgage With Amended Income Tax Returns
In this mortgage guide, we will cover qualifying for a mortgage with amended income tax returns. There are instances where consumers may write more off…
Wholesale Mortgage Lenders And Loan Program Guidelines
The mortgage lending landscape consists of various players, among which wholesale mortgage lenders play a critical role. Wholesale lenders offer various mortgage products through third-party…
FHA Loans vs VA Loans
In this article, we will cover and discuss why choose an FHA over a VA home loan on a home purchase.VA Home Loans are the…
USDA Credit Score Guidelines For Borrowers With Bad Credit
What credit score do you need for a USDA home loan? The USDA does not have a minimum credit score requirement but 640 is the…
Upfront Fees During Mortgage Application Process
In this article, we will discuss and cover the upfront fees during mortgage application process. The mortgage application process starts when pre-approved borrowers get a real…
