Skip to content
GCA Mortgage
  • About UsExpand
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA LoansExpand
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM LoansExpand
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • CareersExpand
    • Career OpportunitiesExpand
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
GCA Mortgage
Mortgage guidelines
Mortgage Process | Home Mortgage | Lender Overlays | Videos

Mortgage Guidelines on Government and Conventional Loans

ByGustan Cho July 5, 2024February 17, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are…

Read More Mortgage Guidelines on Government and Conventional LoansContinue

Identity Theft During FHA Loan Process Will Delay Home Closing
Manual Underwriting

Identity Theft During FHA Loan Process Will Delay Home Closing

BySapna Sharma July 3, 2024July 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This Article Is About Identity Theft During FHA Loan Process Will Delay Home Closing Homebuyers can still qualify for a mortgage loan if they are…

Read More Identity Theft During FHA Loan Process Will Delay Home ClosingContinue

Getting a Mortgage After a Divorce
Home Purchase | Refinance

Getting a Mortgage After a Divorce

ByGustan Cho July 3, 2024July 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will cover getting a mortgage after a divorce. Divorces can become not just stressful but extremely ugly, bitter, and sometimes vengeful….

Read More Getting a Mortgage After a DivorceContinue

Starting Career as Mortgage Loan Officers
Career Opportunities-Loan Officer Training

Starting Career As Mortgage Loan Officers

ByGustan Cho July 2, 2024October 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will discuss and cover starting career as mortgage loan officers at Gustan Cho Associates Gustan Cho Associates, powered by Nexa Mortgage…

Read More Starting Career As Mortgage Loan OfficersContinue

FHA Student Loan Guidelines
Student Loans

FHA Student Loan Guidelines on FHA Loans

ByAnngelli Abenes July 2, 2024July 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss the FHA student loan guidelines to qualify for FHA loans. Per FHA Student Loan Guidelines for FHA…

Read More FHA Student Loan Guidelines on FHA LoansContinue

Steps To Buying a House
Home Purchase | First-Time Homebuyers

Steps To Buying a House For First-Time Homebuyers

ByMargarett Jurilla July 1, 2024March 6, 2025
Tweet
Share
Share
Pin
Share
0 Shares

Buying your first home is an exciting achievement but can also feel overwhelming. Understanding the process and preparing can make your homebuying journey smooth and…

Read More Steps To Buying a House For First-Time HomebuyersContinue

Debt-Service Coverage Ratio Mortgage Loans
DSCR Mortgage Loans

Debt-Service Coverage Ratio Mortgage Loans

ByMichael Gracz July 1, 2024July 3, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This blog will cover and discuss debt-service coverage ratio mortgage loans for real estate investors. We will take a step further and cover one of…

Read More Debt-Service Coverage Ratio Mortgage LoansContinue

Pricing Mortgage Rates
Mortgage Rates

Pricing Mortgage Rates By Lenders on Home Loans

ByGustan Cho July 1, 2024March 5, 2025
Tweet
Share
Share
Pin
Share
0 Shares

In this article, we will cover and discuss pricing mortgage rates by lenders on home loans. Most FAQs by borrowers on pricing mortgage rates by…

Read More Pricing Mortgage Rates By Lenders on Home LoansContinue

500 to 620 FICO Home Mortgage Loans
Bad Credit Mortgage Loans

500 to 620 FICO Home Mortgage Loans | Loan Options For 2023

ByGustan Cho July 1, 2024July 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

One of the most FAQs we get daily at Gustan Cho Associates is can homebuyers get 500 to 620 FICO home mortgage loans with bad…

Read More 500 to 620 FICO Home Mortgage Loans | Loan Options For 2023Continue

Lender Overlays
Bad Credit Mortgage Loans | Lender Overlays

What Are Lender Overlays By Mortgage Companies

ByDale Elenteny July 1, 2024July 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss choosing a lender with no lender overlays when denied for a mortgage. Not all mortgage lenders are…

Read More What Are Lender Overlays By Mortgage CompaniesContinue

Preferred Lenders Steered By Builders
Home Purchase

Should I Use Preferred Lenders Steered By Builders

ByDale Elenteny June 28, 2024February 17, 2025
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will cover and discuss preferred lenders steered by builders on a home purchase. Many home builders have preferred lenders steered by…

Read More Should I Use Preferred Lenders Steered By BuildersContinue

90 LTV Jumbo Loans
Jumbo Loans | Non-QM Loans

90 LTV Jumbo Loans With No Mortgage Insurance

ByMichael Gracz June 27, 2024July 8, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will be covering and discussing the 90 LTV Jumbo Loans. The 90 LTV Jumbo Loans stands for a 90% loan-to-value jumbo…

Read More 90 LTV Jumbo Loans With No Mortgage InsuranceContinue

Page navigation

Previous PagePrevious 1 … 7 8 9 10 11 … 32 Next PageNext

About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

Connect with Social Media

  • Facebook
  • YouTube
  • LinkedIn
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Resources
  • Talk To A Loan Officer
  • Order Credit Report
  • FICO Simulator
  • MLO License School
  • Documents Required
  • How To Increase FICO
  • Rebuild Credit
  • How To Reach a Live Person at Credit Bureaus
  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
  • REALTOR-MLO Career Opportunities
  • Why Gustan Cho Associates
  • DACA Mortgage Loans
  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

Scroll to top Call Now
  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
Search