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GCA Mortgage
Home / Collections and Charged-Off Accounts

Collections and Charged-Off Accounts

Home Loan With Mortgage Charge Off
Collections and Charged-Off Accounts

Home Loan With Mortgage Charge Off Lending Guidelines

ByGustan Cho May 27, 2025May 27, 2025
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This BLOG On Home Loan With Mortgage Charge Off Lending Guidelines Was UPDATED And PUBLISHED On August 14th, 2019 Are you trying to buy a home…

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Derogatory Credit Mortgage Guidelines on Home Loans
Bad Credit Mortgage Loans | Collections and Charged-Off Accounts | FHA Loans

Derogatory Credit Mortgage Guidelines on Home Loans

ByGustan Cho July 12, 2024July 12, 2024
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This guide covers derogatory credit mortgage guidelines on home loans. Over the years we have received thousands of phone calls, emails, and text messages about…

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VA Collections Mortgage Guidelines
Collections and Charged-Off Accounts | VA Loans | Videos

VA Collections Mortgage Guidelines on VA Home Loans

ByMichael Gracz July 10, 2024July 10, 2024
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Apply Now In this blog, we will discuss and cover VA collections mortgage guidelines. We will discuss how you can qualify for VA loans without…

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FHA Loan With Medical Collections And Charge Offs
Credit Scores | Collections and Charged-Off Accounts | Credit Disputes

FHA Loan With Medical Collections And Charge Offs Guidelines

ByGustan Cho June 26, 2024June 27, 2024
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All lenders need to meet agency mortgage guidelines by HUD. However, most lenders will have additional mortgage requirements that are above and beyond those of…

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FHA Loans With Bad Credit
FHA Loans | Bad Credit Mortgage Loans | Collections and Charged-Off Accounts | Videos

FHA Loans With Bad Credit and Scores Down To 500 FICO

ByGustan Cho February 26, 2024December 16, 2024
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In this blog will discuss qualifying for an FHA loan with bad credit. FHA loans are the most popular mortgage loan program for borrowers with…

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FHA Loans With Collection Accounts
FHA Loans | Collections and Charged-Off Accounts

FHA Loans With Collection Accounts Mortgage Guidelines

ByGustan Cho February 20, 2024September 23, 2024
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In this guide on Gustan Cho Associates we will cover qualifying for FHA loans with collection accounts mortgage guidelines. HUD, the parent of FHA loans,…

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Closing Disclosure
Collections and Charged-Off Accounts

Closing Disclosure

ByMichael Gracz February 7, 2024February 12, 2024
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One critical document in buying or selling a home is the Closing Disclosure (CD). The CD is a vital piece of paperwork that outlines the…

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FHA Loans With Low Credit Scores
Collections and Charged-Off Accounts | Credit Scores | FHA Loans | Mortgage With Low Credit Scores | Videos

FHA Loans With Low Credit Scores Mortgage Guidelines

ByAlex Carlcucci November 27, 2023December 18, 2023
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Apply Now This blog will cover qualifying for FHA loans with low credit scores and bad credit mortgage guidelines. FHA loans are this country’s most…

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How Much Are Closing Costs
Collections and Charged-Off Accounts

How Much Are Closing Costs For Homebuyers

ByDale Elenteny March 8, 2023February 4, 2025
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Apply Now The down payment on a home purchase is a fixed percentage but not closing costs. There are two types of payments that are…

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FHA Loans With Charge-Offs
Collections and Charged-Off Accounts | FHA Loans | Videos

FHA Loans With Charge-Offs Mortgage Guidelines

ByAnngelli Abenes January 23, 2023July 10, 2024
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This blog will cover HUD charge-off account guidelines on FHA loans. I get this question asked several times a day: Why do I have to…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
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Recent Articles

  • Home Loan With Mortgage Charge Off
    Home Loan With Mortgage Charge Off Lending Guidelines
    by Gustan Cho
    May 27, 2025
  • 2-1 Buydown Mortgage
    What Is a 2-1 Buydown Mortgage?
    by Gustan Cho
    May 20, 2025

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Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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