Derogatory Credit Items And Bad Credit Mortgage Guidelines
Qualifying for a Mortgage with Derogatory Credit Items in 2025 Having derogatory credit items on your credit report can feel overwhelming, especially when you’re ready…
5 Factors That Affect Credit Scores For Mortgage Borrowers
If you plan to buy a home, understanding the factors affecting credit scores is crucial. Your credit score isn’t just a number; it decides if…
Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos
HUD Credit Score Guidelines on FHA Loans
This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…
FHA Loan With Medical Collections And Charge Offs Guidelines
All lenders need to meet agency mortgage guidelines by HUD. However, most lenders will have additional mortgage requirements that are above and beyond those of…
Credit Scores | Home Mortgage | Home Purchase | Home Seller | Mortgage Process | Re-Establishing Credit
Adding Credit Tradelines To Qualify For Mortgage
In this blog, we will cover and discuss adding credit tradelines to qualify for mortgage by boosting credit scores. Many homebuyers go to their banks…
How To Raise Credit Scores To Qualify For Mortgage
This guide covers how to raise credit scores to qualify for mortgage at the best rates. Many home buyers ask how to raise credit scores…
Fastest and Easiest Way To Increase Credit Scores
This guide covers the fastest and easiest way to increase credit scores to get the best mortgage rates. We get countless calls from our viewers…
Credit Scores Increased During Underwriting Process
In this article, we will cover credit scores increased during underwriting process. If credit scores increased during underwriting process, the borrowers could lock the loan…
Pricing Adjustments of Mortgage Rates With Low Credit Scores
This guide covers the loan-level pricing adjustments of mortgage rates with low credit scores. Borrowers will get higher mortgage rates with low credit scores. Lenders…
Credit Inquiries By Mortgage Lenders And Impact On Credit Scores
This BLOG On Credit Inquiries By Mortgage Lenders And Impact On Credit Scores Was Updated And PUBLISHED On February 21st, 2020 Consumer’s Credit Profile is…
Collections and Charged-Off Accounts | Credit Scores | FHA Loans | Mortgage With Low Credit Scores | Videos
FHA Loans With Low Credit Scores Mortgage Guidelines
Apply Now This blog will cover qualifying for FHA loans with low credit scores and bad credit mortgage guidelines. FHA loans are this country’s most…
Credit Scores Used By Lenders To Qualify For Mortgage
This guide covers what credit scores used by lenders to qualify for mortgage loans. Let’s take a mortgage case scenario on what credit scores used…
