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Home / Debt-To-Income Ratio

Debt-To-Income Ratio

HUD Credit Score Guidelines For FHA Loans
Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos

HUD Credit Score Guidelines on FHA Loans

ByGustan Cho July 14, 2024July 14, 2024
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This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…

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Can You Buy House With Credit Card Debt
Debt-To-Income Ratio

Can You Buy House With Credit Card Debt With High DTI

ByDale Elenteny February 13, 2024February 15, 2024
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A frequently asked question at Gustan Cho Associates is can you buy house with credit card debt but pay off the credit card once the…

Read More Can You Buy House With Credit Card Debt With High DTIContinue

Can Co-Signing Affect DTI on Home Purchase
Debt-To-Income Ratio | High Debt-To-Income Ratio | Non-Occupant Co-Borrowers

Can Co-Signing Affect DTI on Home Purchase

ByGustan Cho January 16, 2024January 16, 2024
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In this article, we will cover the topic of whether can co-signing affect DTI on home purchase. There are instances non-occupant co-borrowers love to co-sign…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • Chapter 13 Mortgage Guidelines
    Chapter 13 Mortgage Guidelines For FHA and VA Loans
    by Gustan Cho
    December 19, 2024
  • Non-QM Loans One Day Out of Foreclosure
    Non-QM Loans One Day Out of Foreclosure and Bankruptcy
    by Alec Finn
    December 19, 2024

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
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