HUD Chapter 13 Guidelines With Late Payments
| | | | | |

HUD Chapter 13 Guidelines With Late Payments on FHA Loans

This guide will cover the HUD Chapter 13 Guidelines with late payments on FHA loans. We will discuss qualifying for FHA loans during Chapter 13 Bankruptcy and whether you will be eligible for late payments.  Gustan Cho Associates are mortgage experts when it comes to guidelines surrounding bankruptcies. We offer all Conventional, FHA, and VA…

Chapter 13 Home Loan Guidelines
| | |

Chapter 13 Home Loan Guidelines on FHA and VA Mortgages

In this blog, we’ll delve into Chapter 13 home loan guidelines on FHA and VA Mortgages. Navigating the world of home loans can be daunting, especially if you have a Chapter 13 bankruptcy in your financial history. However, despite past financial struggles, both Federal Housing Administration (FHA) and Veterans Affairs (VA) loans provide potential pathways…

Qualifying For FHA Loan After Foreclosure And Deed In Lieu Of Foreclosure
| | | | |

FHA Loan After Foreclosure Waiting Period Requirements

In this article, we will be covering qualifying for an FHA loan after foreclosure waiting period requirements. HUD, the parent of FHA, has mandatory waiting period requirements after a housing event. A housing event is a foreclosure, a deed in lieu of foreclosure, or a short sale. We will also cover other mortgage loan options…

Cash-Out Refinance In Chapter 13 Bankruptcy
| | | | | |

Can I Do a Cash-Out Refinance In Chapter 13 Bankruptcy?

Homeowners with equity in their homes can do a cash-out refinance in Chapter 13 Bankruptcy repayment plan to buy out Chapter 13. Home prices have skyrocketed in the past four years. Home prices have gone up 43% nationwide. The coronavirus outbreak in 2020 did not make a dent in the housing market. While the housing…