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GCA Mortgage
Home / First-Time Homebuyers

First-Time Homebuyers

A Guide To Buying a Foreclosed Home
First-Time Homebuyers | Home Mortgage | Home Purchase

A Guide To Buying a Foreclosed Home

ByAlex Carlcucci May 7, 2025May 8, 2025
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In this guide, we will cover buying a foreclosed home. Foreclosures can be an exciting topic for many potential home buyers. However, buying a foreclosed…

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Steps To Buying a House
Home Purchase | First-Time Homebuyers

Steps To Buying a House For First-Time Homebuyers

ByMargarett Jurilla July 1, 2024March 6, 2025
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Buying your first home is an exciting achievement but can also feel overwhelming. Understanding the process and preparing can make your homebuying journey smooth and…

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First Time Homebuyer Mortgage Questions On House Purchase
First-Time Homebuyers | Home Purchase

First Time Homebuyer Mortgage Questions On House Purchase

ByGustan Cho June 26, 2024July 10, 2024
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In this article, we will discuss and cover First Time Homebuyer Mortgage Questions On House Purchase. Buying a home for the first time is an…

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Buying a Home in North Carolina With Poor Credit
First-Time Homebuyers | Home Purchase

Buying a Home in North Carolina With Poor Credit

ByGustan Cho February 22, 2024February 22, 2024
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In this blog, we will cover buying a home in North Carolina with bad credit. Buying a home is a significant milestone in life, and…

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Tax Benefits of Owning Versus Renting a Home
First-Time Homebuyers

Tax Benefits of Owning Versus Renting a Home

ByMichael Gracz December 6, 2023February 12, 2024
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Homeowners have tax benefits of owning versus renting a home. We all know the saying, “you are only guaranteed two things in life, DEATH, and…

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Buying Your First Home Purchase
Home Purchase | First-Time Homebuyers | Home Mortgage

How To Get a Mortgage Buying Your First Home

ByGustan Cho November 7, 2023March 6, 2025
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This guide covers how to get a mortgage by buying your first home. Buying your first home can be exciting and demanding, especially if you…

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IDHA Down Payment Assistance Mortgage
First-Time Homebuyers | Down Payment and Closing Costs | Home Purchase | Real Estate Topic | Videos

IDHA Down Payment Assistance Mortgage Program

ByDale Elenteny September 26, 2023December 18, 2023
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This guide covers the IDHA down payment assistance mortgage program for first-time homebuyers. In today’s rising economy, many Americans need down payment assistance to buy…

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Buying a Home in Hawaii
First-Time Homebuyers | Home Mortgage | Real Estate Topic | Videos

Buying a Home in Hawaii With Bad Credit

ByGustan Cho September 20, 2023December 18, 2023
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This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands…

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Best Time To Buy a Home For First-Time Homebuyers
FHA Loans | First-Time Homebuyers | Home Mortgage | Home Purchase

Best Time To Buy a Home For First-Time Homebuyers

ByGustan Cho June 29, 2023March 5, 2024
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This guide covers the best time to buy a home for first-time homebuyers. There are two parts to the best time to buy a home…

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Illinois First Time Homebuyer
First-Time Homebuyers

Illinois First Time Homebuyer Mortgage And DPA Programs

ByGustan Cho April 3, 2023December 18, 2023
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This ARTICLE On Illinois First Time Homebuyer Mortgage And DPA Programs Illinois has skyrocketing rents. Many and more renters are pursuing buying a home This…

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Refinancing With Bad Credit and Low Credit Scores
First-Time Homebuyers

First-Time Home Buyers FAQ on Qualifying For Mortgage

ByGustan Cho March 5, 2023July 10, 2024
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In this blog, we will cover and discuss first-time home buyers FAQ on qualifying for a mortgage. With skyrocketing home prices, many renters are seriously…

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There was a lot of talk of a recession last year. However, with good economic news reporting quarter after quarter, the fear of a recession seemed to have faded away.
First-Time Homebuyers

$100 HUD Home Purchase Program For Home Buyers

ByAlex Carlcucci February 9, 2023November 4, 2024
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This Article Is On $100 HUD Home Purchase Program For Home Buyers Many renters who have been renting for many years do not even consider…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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