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GCA Mortgage
Home / High Debt-To-Income Ratio

High Debt-To-Income Ratio

Mortgage With a High Debt-To-Income Ratio
High Debt-To-Income Ratio

Can I Get a Mortgage With a High Debt-To-Income Ratio

ByRonda Butts July 29, 2024July 30, 2024
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Get a Fast Quote: Click Here In this article, we will cover and discuss qualifying for a mortgage with a high debt-to-income ratio. Calculating the…

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Home Loan With Overtime Income and Other Income
Income and Employment | High Debt-To-Income Ratio | Videos

Home Loan With Overtime Income and Other Income

ByGustan Cho July 15, 2024July 16, 2024
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This article will cover qualifying for a home loan with overtime income and other income. Homebuyers can qualify for a home loan with overtime income…

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High Debt-To-Income Ratio Mortgage Loans And Solutions
High Debt-To-Income Ratio | Non-QM Loans | Videos

High Debt-To-Income Ratio Mortgage Loans

ByGustan Cho July 11, 2024July 11, 2024
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Many new high debt-to-income ratio mortgage loans have been recently launched and introduced to the market. No-doc loans, DSCR mortgages, profit and loss statement-only mortgage…

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VA DTI Mortgage Guidelines
High Debt-To-Income Ratio | VA Loans

VA DTI Mortgage Guidelines on VA Home Loans

ByMichael Gracz July 5, 2024July 5, 2024
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Apply Now In this blog, we will discuss and cover VA DTI mortgage Guidelines. VA DTI mortgage guidelines state there is no maximum debt-to-income ratio…

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VA Debt To Income Ratio
High Debt-To-Income Ratio | Mortgage Process | mortgage with high debt to income ratio

How To Calculate Debt-To-Income Ratio on Mortgage Loans

ByGustan Cho June 25, 2024June 27, 2024
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In this blog, we will cover and discuss how to calculate debt-to-income ratio on mortgage loans. There are two types of debt-to-income ratios when it…

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VA Debt To Income Ratio
FHA Loans | High Debt-To-Income Ratio

High Debt-To-Income Ratio Mortgage Solutions

ByAlex Carlcucci May 9, 2024May 9, 2024
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This guide covers high debt-to-income ratio mortgage solutions for borrowers. Debt-to-income ratio and credit is the two most important factors in the mortgage approval process. …

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Can Co-Signing Affect DTI on Home Purchase
Debt-To-Income Ratio | High Debt-To-Income Ratio | Non-Occupant Co-Borrowers

Can Co-Signing Affect DTI on Home Purchase

ByGustan Cho January 16, 2024January 16, 2024
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In this article, we will cover the topic of whether can co-signing affect DTI on home purchase. There are instances non-occupant co-borrowers love to co-sign…

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VA Loan With High DTI
High Debt-To-Income Ratio | VA Loans | Videos

VA Loan With High DTI Mortgage Guidelines

ByGustan Cho January 26, 2023December 16, 2024
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This blog will discuss VA loan with high DTI mortgage guidelines for 2023. You can qualify for a VA loan with bad credit with a…

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Mortgage With High Debt-To-Income Ratio
High Debt-To-Income Ratio | Videos

Mortgage With High Debt-To-Income Ratio Lending Guidelines

ByGustan Cho January 19, 2023December 18, 2023
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Apply Now In this article, we will be covering qualifying for a mortgage with high debt-to-income ratio.  Debt-to-income ratios is probably the most important factor…

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Buying a House With High Student Loan Debts
Student Loans | High Debt-To-Income Ratio

Buying a House With High Student Loan Debts

ByGustan Cho October 22, 2022February 28, 2024
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In this blog, we will discuss and cover qualifying for a mortgage with buying a house with high student loan debts. Buying a house with…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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