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Home Mortgage

A Guide To Buying a Foreclosed Home
First-Time Homebuyers | Home Mortgage | Home Purchase

A Guide To Buying a Foreclosed Home

ByAlex Carlcucci May 7, 2025May 8, 2025
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In this guide, we will cover buying a foreclosed home. Foreclosures can be an exciting topic for many potential home buyers. However, buying a foreclosed…

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On Title But Not On Note
Home Mortgage | Home Purchase | Lender Overlays

Mortgage Agency Guidelines Versus Overlays on Home Loans

ByGustan Cho March 3, 2025March 5, 2025
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Borrowers usually hear about mortgage agency guidelines versus overlays when applying for a mortgage. Understanding the differences between the two is important for homebuyers and…

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Home Loans for Single Parents
Home Purchase | FHA Loans | Home Mortgage | USDA Loans | VA Loans

Home Loans for Single Parents

ByApril Ramirez February 3, 2025March 5, 2025
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This article is about different home loans for single parents. Being a single parent is a challenging responsibility, and getting through the home loan process…

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Homeowners Insurance Requirement By Lenders For Mortgages
Home Mortgage | Home Purchase | Home Seller | Homeowners Insurance

Homeowners Insurance Requirement By Lenders For Mortgages

ByGustan Cho January 23, 2025May 8, 2025
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This article covers homeowners insurance requirement by lenders on mortgage loans. Homeowners insurance (Often referred to as HOI) protects the homeowners and lenders. HOI protects…

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GCA Forums
Real Estate Topic | Commercial Loans | Home Mortgage | Mortgage Process | Mortgage Refinance | Non-QM Loans | Videos

Great Content Authority Forums: GCA Forums

BySapna Sharma November 2, 2024November 4, 2024
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Introduction to GCA Forums, Great Content Authority (GCA) Forums. An overview of Great Content Authority Forums and its parent company, Gustan Cho Associates. The significance…

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The Connection Between Consumer Confidence and Inflation vs Rates
Home Mortgage | Mortgage Rates

Connection of Consumer Confidence and Inflation vs Rates

ByDustin Dumestre October 24, 2024November 4, 2024
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Understanding how consumer confidence and inflation vs rates is key to navigating the housing market. These factors are interconnected, influencing both borrowing costs and broader…

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FHA Loan After Loan Modification
Home Mortgage | FHA Loans | Videos

FHA Loan After Loan Modification Mortgage Guidelines

ByAlex Carlcucci August 6, 2024August 6, 2024
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Apply Now This guide will cover qualifying for an FHA loan after loan modification mortgage guidelines. A loan modification is an alternative to foreclosure, where the…

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Home Loan After Loan Modification
Home Mortgage | Loan Modification | Videos

Home Loan After Loan Modification Mortgage Guidelines

ByGustan Cho July 15, 2024July 16, 2024
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Apply Now   This blog will cover qualifying for a home loan after loan modification mortgage guidelines. A loan modification is when the current lender…

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Homebuyer Down Payment Assistance
Home Mortgage

Homebuyer Down Payment Assistance And Grant Programs

ByAlex Carlcucci July 14, 2024July 15, 2024
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In this blog, we need to cover and discuss homebuyer down payment assistance and grant programs for first-time homebuyers. Homebuyer Down Payment Assistance And Grant…

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What are the benefits of the HARP 2 refinancing program?
Home Mortgage

HARP 2 Refinance For Homeowners With Underwater Mortgages

BySapna Sharma July 14, 2024July 15, 2024
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This BLOG On HARP 2 Refinance For Homeowners With Underwater Mortgages Was Updated On November 18th, 2018 The 2008 Real Estate and Mortgage Meltdown has devastated…

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HUD Credit Score Guidelines For FHA Loans
Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos

HUD Credit Score Guidelines on FHA Loans

ByGustan Cho July 14, 2024July 14, 2024
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This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…

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Getting a Mortgage in The Virgin Islands
Bad Credit Mortgage Loans | Home Mortgage | Non-QM Loans | Videos

Getting a Mortgage In The Virgin Islands For a Home Purchase

ByGustan Cho July 11, 2024July 11, 2024
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  In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • VA Streamline Refinance
    Condo Hotel Mortgage Rates And Terms
    by Gustan Cho
    May 14, 2025
  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
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