GCA Forums
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Great Content Authority Forums: GCA Forums

Introduction to GCA Forums, Great Content Authority (GCA) Forums. An overview of Great Content Authority Forums and its parent company, Gustan Cho Associates. The significance of forums within the scope of the current digital generation. The purpose of Great Content Authority Forums and their strategic role as a focus for the target audience on important…

The Connection Between Consumer Confidence and Inflation vs Rates
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Connection of Consumer Confidence and Inflation vs Rates

Understanding how consumer confidence and inflation vs rates is key to navigating the housing market. These factors are interconnected, influencing both borrowing costs and broader economic growth. Consumer confidence  and inflation vs rates often reflects how individuals feel about their financial stability and the future of the economy. Inflation, on the other hand, relates to…

FHA Loan After Loan Modification
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FHA Loan After Loan Modification Mortgage Guidelines

Apply Now This guide will cover qualifying for an FHA loan after loan modification mortgage guidelines. A loan modification is an alternative to foreclosure, where the homeowner’s current mortgage lender will modify their home loan. Loan Modifications are done and granted by lenders because the borrower cannot afford their current mortgage payment. Borrowers who cannot afford…

Home Loan After Loan Modification
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Home Loan After Loan Modification Mortgage Guidelines

Apply Now   This blog will cover qualifying for a home loan after loan modification mortgage guidelines. A loan modification is when the current lender restructures the homeowner’s current mortgage loan to make it affordable for homeowners and avoid foreclosure. There are various ways of modifying a mortgage. The delinquent payments of the mortgage payments…

Homebuyer Down Payment Assistance

Homebuyer Down Payment Assistance And Grant Programs

In this blog, we need to cover and discuss homebuyer down payment assistance and grant programs for first-time homebuyers. Homebuyer Down Payment Assistance And Grant Programs have been very popular prior to the coronavirus pandemic. However, many DPA and Grant mortgage programs have been suspended until further notice during the pandemic. Homebuyer Down Payment Assistance…

What are the benefits of the HARP 2 refinancing program?

HARP 2 Refinance For Homeowners With Underwater Mortgages

This BLOG On HARP 2 Refinance For Homeowners With Underwater Mortgages Was Updated On November 18th, 2018 The 2008 Real Estate and Mortgage Meltdown has devastated the real estate market. It left millions of homeowners with mortgage balances higher than the value of their homes. This meltdown of real estate values has devastated millions of American…

HUD Credit Score Guidelines For FHA Loans
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HUD Credit Score Guidelines on FHA Loans

This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit score guidelines for FHA loans and other updated HUD guidelines. Many of our viewers today are reading this blog because they are getting conflicting reports on the HUD credit score…

Getting a Mortgage in The Virgin Islands
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Getting a Mortgage In The Virgin Islands For a Home Purchase

  In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent years, the Virgin Islands have seen an unprecedented boom in tourism. The growth of new people and businesses moving to the Virgin Islands has been explosive. More and more real…

TRID Mortgage Regulations
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Self-Employed No Tax Return Mortgage Loans

In this article, we will discuss and cover self-employed no tax return mortgage loans. Self-employed no tax return mortgage loans have been non-existent between the 2008 Great Recession and early 2017. However, Self-Employed No Tax Return Mortgage Loans made a comeback in the spring of 2017. GCA Mortgage Group now offers bank statement loans for…

Mortgage guidelines
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Mortgage Guidelines on Government and Conventional Loans

Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are set by the FHA, VA, USDA, Fannie Mae, or Freddie Mac. Every agency has its own set of mortgage guidelines. Mortgage Guidelines on Government-Backed Mortgage Loans All lenders need to…

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Net Tangible Benefits of Refinance With Lower Mortgage Rates

This guide covers the net tangible benefits of refinance with lower mortgage rates. Right now may be the opportunity for homeowners to refinance with lower mortgage rates. Mortgage rates have been steadily decreasing for the past several weeks and seem like they will continue to creep lower due to the sudden hike after the news…

TRID Mortgage Regulations
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Verifications Required By Lenders During The Mortgage Process

This Article Is About Verifications Required By Lenders During The Mortgage Process There are multiple verifications required by lenders during the mortgage application and approval process. With all the mortgage guidelines put in place after the real estate crash of 2008, mortgage lenders must complete numerous verifications to approve a borrower for a mortgage loan….