Skip to content
GCA Mortgage
  • About UsExpand
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA LoansExpand
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM LoansExpand
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • CareersExpand
    • Career OpportunitiesExpand
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
GCA Mortgage
Home / Home Mortgage - Page 4

Home Mortgage

Buying Your First Home Purchase
Home Purchase | First-Time Homebuyers | Home Mortgage

How To Get a Mortgage Buying Your First Home

ByGustan Cho November 7, 2023March 6, 2025
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers how to get a mortgage by buying your first home. Buying your first home can be exciting and demanding, especially if you…

Read More How To Get a Mortgage Buying Your First HomeContinue

FICO Versus Vantage Score
Home Mortgage | Credit Scores

The Difference Between FICO Versus Vantage Score

ByGustan Cho October 10, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers the difference between FICO versus Vantage Score. In personal finance, credit scores are crucial in determining your Eligibility for various financial products,…

Read More The Difference Between FICO Versus Vantage ScoreContinue

Home Loan Denial
Home Mortgage

Home Loan Denial And Steps To Get Approval With Another Lender

ByGustan Cho October 7, 2023November 4, 2024
Tweet
Share
Share
Pin
Share
0 Shares

In this blog, we will discuss and cover actions to take if you get a home loan denial and steps to get approved by another…

Read More Home Loan Denial And Steps To Get Approval With Another LenderContinue

Buying a Home in Hawaii
First-Time Homebuyers | Home Mortgage | Real Estate Topic | Videos

Buying a Home in Hawaii With Bad Credit

ByGustan Cho September 20, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands…

Read More Buying a Home in Hawaii With Bad CreditContinue

Mortgage Fraud
Home Mortgage | Home Purchase | Mortgage Process | Real Estate Topic | Videos

What is Mortgage Fraud

ByAnngelli Abenes September 20, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers what mortgage fraud is. What is mortgage fraud during the homebuying and mortgage process? There are two types of loan fraud. Fraud…

Read More What is Mortgage FraudContinue

Manufactured Homes
Home Mortgage

How To Finance Manufactured Homes

ByAnngelli Abenes September 18, 2023February 17, 2025
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers manufactured home mortgage guidelines. We will discuss qualifying for manufactured home mortgage loans.  Manufactured homes are built at a factory and delivered…

Read More How To Finance Manufactured HomesContinue

Federal Reserve Board And How It Affects Mortgage Rates Explained
Home Mortgage | Mortgage Rates | Real Estate Topic | Videos

How The Federal Reserve Board Affects Mortgage Rates

ByAlex Carlcucci September 18, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers how the Federal Reserve Board affects mortgage rates. Information received since the Federal Open Market Committee met last quarter indicates that economic…

Read More How The Federal Reserve Board Affects Mortgage RatesContinue

What Is a Homeowner Warranty?
Real Estate Topic | Home Mortgage | Home Purchase | Videos

Benefits of Buying a House With Homeowner Warranty

ByGustan Cho September 10, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is…

Read More Benefits of Buying a House With Homeowner WarrantyContinue

VA Loans With Charge-Offs
Home Mortgage | Real Estate Topic

Who Is Responsible For The Mortgage After The Borrower Dies

ByDale Elenteny September 8, 2023April 17, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers who is responsible for the mortgage after the borrower dies. A mortgage is a long-term debt that usually takes decades to pay…

Read More Who Is Responsible For The Mortgage After The Borrower DiesContinue

Disputing a Low Appraisal
Appraisal | Home Mortgage | Home Purchase | Videos

Disputing a Low Appraisal to Get a Higher Home Value

ByAnngelli Abenes September 7, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers disputing a low appraisal to get a higher home value. A low home appraisal can cause all sorts of problems. If you’re…

Read More Disputing a Low Appraisal to Get a Higher Home ValueContinue

Home Equity Line of Credit versus Cash-Out Refinance
Home Mortgage

Home Equity Line of Credit versus Cash-Out Refinance

ByDale Elenteny August 1, 2023December 18, 2023
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers the difference between home equity line of credit versus cash-out refinance mortgage loans. A home equity line of credit, often referred to…

Read More Home Equity Line of Credit versus Cash-Out RefinanceContinue

Other Income Mortgage Guidelines With Less Than 2 Years Seasoning
Conventional loans | FHA Loans | Home Mortgage | Mortgage Insurance | Mortgage Refinance

Refinancing FHA To Conventional Loan Eliminating FHA MIP

ByAlex Carlcucci April 30, 2023April 30, 2024
Tweet
Share
Share
Pin
Share
0 Shares

This guide covers refinancing FHA to conventional loan eliminating FHA mortgage insurance premiums. Home sales are hot throughout the United States. Homes in Florida, California,…

Read More Refinancing FHA To Conventional Loan Eliminating FHA MIPContinue

Page navigation

Previous PagePrevious 1 2 3 4 5 6 Next PageNext

About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

Subsidiary Sites

  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • GCA Forum

Contact Us

  • Email: alex@gustancho.com, gcho@gustancho.com
  • Phone: (800) 900-8569

Connect with Social Media

  • Facebook
  • YouTube
  • LinkedIn
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Resources
  • Talk To A Loan Officer
  • Order Credit Report
  • FICO Simulator
  • MLO License School
  • Documents Required
  • How To Increase FICO
  • Rebuild Credit
  • How To Reach a Live Person at Credit Bureaus
  • Remove Credit Disputes
  • How To Pass The NMLS Exam
  • Mortgage Career Opportunities
  • REALTOR-MLO Career Opportunities
  • Why Gustan Cho Associates
  • DACA Mortgage Loans
  • Gustan Cho Associates Videos
  • Contact Us at Gustan Cho Associates
  • Find Loan Limits
Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

© 2023 - NEXA Mortgage LLC. All Rights Reserved.

Scroll to top Call Now
  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
Search