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GCA Mortgage
Home / Home Mortgage - Page 5

Home Mortgage

Case Scenario fix the credit
Home Purchase | Credit Scores | Home Mortgage

Monitoring Credit Report To Qualify For A Mortgage

ByGustan Cho February 7, 2023November 4, 2024
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This Article Is About Monitoring Credit Report To Qualify For A Mortgage  It’s up to you and it is your responsibility to have control of…

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Escrow Holdback
Appraisal | Conditional Loan Approval | Home Mortgage | Videos

Escrow Holdback By Mortgage Lenders For Repairs

ByAlex Carlcucci February 1, 2023December 18, 2023
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In this article, we will cover escrow holdback by mortgage lenders for repairs. We will discuss what an escrow holdback is on a home purchase….

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Understanding Credit When Shopping For Mortgage
Home Mortgage | Re-Establishing Credit | Videos

Understanding Credit When Shopping For a Mortgage

ByAnngelli Abenes January 30, 2023December 18, 2023
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Get a Fast Quote: Click Here This article will cover understanding credit when shopping for a mortgage. Credit and Income are the two most important…

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How To Get Pre-Approved
Mortgage Process | Home Mortgage | Videos

How To Get Pre-Approved For a Mortgage and Close on Time

ByGustan Cho January 27, 2023December 18, 2023
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Apply Now This blog will cover how to get pre-approved for a mortgage and close on time. For homebuyers, whether first-time home buyers or seasoned…

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Mortgage Approval With Late Payments In Past 12 Months
Home Mortgage | Videos

Mortgage Approval With Late Payments In The Past 12 Months

ByGustan Cho January 24, 2023December 18, 2023
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This blog will cover and discuss getting mortgage approval with late payments in the past 12 months. Getting A Mortgage Approval With Late Payments in…

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Lender Overlays Explained
Home Mortgage | Lender Overlays | Videos

Mortgage Overlays Explained on Government and Conventional Loans

ByGustan Cho January 24, 2023December 18, 2023
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Apply Now This article will cover mortgage overlays on FHA, VA, and conventional loans. The two most common home mortgage programs are government and conventional…

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High-Cost Mortgage
First-Time Homebuyers | Home Mortgage | Home Purchase | VA Loans | Videos

High-Cost Mortgage Explained For Borrowers and Homeowners

ByAlex Carlcucci January 23, 2023December 18, 2023
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Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is…

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Mortgage Loan Options in Nebraska
Home Mortgage | Home Purchase | Videos

Mortgage Loan Options in Nebraska For Homebuyers

ByGustan Cho January 22, 2023December 18, 2023
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Get a Fast Quote: Click Here Buying your first home in Nebraska with bad credit. Many of us may consider success in life in various…

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How To Get a Mortgage in Idaho
First-Time Homebuyers | Home Mortgage | Home Purchase | Videos

How To Get a Mortgage In Idaho First-Time Homebuyers

ByRonda Butts January 21, 2023November 12, 2024
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  This article will cover how to get a mortgage in Idaho buying your first house in Idaho. Idaho, also known as the Gem State,…

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Using Freddie Mac Versus Fannie Mae AUS
Automated Underwriting System | Home Mortgage

Using Freddie Mac Versus Fannie Mae AUS For Home Loans

ByGustan Cho November 21, 2022November 20, 2024
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In this blog, we will cover using Freddie Mac versus Fannie Mae AUS for home loans. Using Freddie Mac instead of Fannie Mae AUS is…

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Investment Property Loans
Home Purchase | Home Mortgage

Paying Off Mortgage Early Prior To End Of The Loan Term

ByGustan Cho February 18, 2022June 11, 2024
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In this blog, we will discuss and cover paying mortgage early prior to the end of the home mortgage term. Paying Off Mortgage Early before…

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Home Affordable Refinance Program
Home Mortgage | Home Purchase | Real Estate Appraisal | Real Estate Topic

HUD Property Guidelines And Requirements On FHA Home Loans

ByDale Elenteny August 23, 2021February 17, 2025
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This Article Is About The HUD Property Guidelines And Requirements On FHA Home Loans: FHA loans are the most popular type of mortgage loan program…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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