Mortgage Agency Guidelines Versus Overlays on Home Loans
Borrowers usually hear about mortgage agency guidelines versus overlays when applying for a mortgage. Understanding the differences between the two is important for homebuyers and…
Home Loans for Single Parents
Being a single parent is a challenging responsibility, and getting through the home loan process can feel overwhelming. But, many loan programs and assistance options…
Homeowners Insurance Requirement By Lenders For Mortgages
This article covers homeowners insurance requirement by lenders on mortgage loans. Homeowners insurance (Often referred to as HOI) protects the homeowners and lenders. HOI protects…
Getting a Mortgage After a Divorce
In this article, we will cover getting a mortgage after a divorce. Divorces can become not just stressful but extremely ugly, bitter, and sometimes vengeful….
Steps To Buying a House For First-Time Homebuyers
Buying your first home is an exciting achievement but can also feel overwhelming. Understanding the process and preparing can make your homebuying journey smooth and…
Should I Use Preferred Lenders Steered By Builders
In this blog, we will cover and discuss preferred lenders steered by builders on a home purchase. Many home builders have preferred lenders steered by…
Gift Funds For The Down Payment on a Home Purchase
Gift funds for the down payment on a home purchase are allowed on government and conventional loans for the down payment and closing costs. FHA,…
First Time Homebuyer Mortgage Questions On House Purchase
In this article, we will discuss and cover First Time Homebuyer Mortgage Questions On House Purchase. Buying a home for the first time is an…
Mortgage Loans For Recent College Graduates
In this blog, we will cover and discuss mortgage loans for recent college graduates. If you have recently graduated from college and have no employment…
Types of Home Ownership To Hold Title To Real Estate
In this article, we will cover and discuss the types of home ownership to hold title to real estate. We will cover the most common…
Upfront Fees During Mortgage Application Process
In this article, we will discuss and cover the upfront fees during mortgage application process. The mortgage application process starts when pre-approved borrowers get a real…
Extenuating Circumstances Guidelines On Home Loans
In this blog, we will cover and discuss extenuating circumstances guidelines on home loans. When you read the agency guidelines, there is a lot of…
