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GCA Mortgage
Home / Home Purchase - Page 3

Home Purchase

FHA
Home Purchase | Home Mortgage

Getting Pre-Approved Before Shopping For A Home

ByAlex Carlcucci April 5, 2024April 5, 2024
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In this article, we will cover and discuss getting pre-approved before shopping for a home. No two homebuyers have the same credit score and financial…

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Getting a Mortgage After Bankruptcy and Foreclosure
Conventional loans | FHA Loans | Home Mortgage | Home Purchase

Is Now Good Time Home Purchase In Chicago And Suburbs

BySapna Sharma March 27, 2024November 4, 2024
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This Article Is About Now Good Time Home Purchase In Chicago And Suburbs Chicago is the second-largest city in the United States behind the city…

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Buying a Home in North Carolina With Poor Credit
First-Time Homebuyers | Home Purchase

Buying a Home in North Carolina With Poor Credit

ByGustan Cho February 22, 2024February 22, 2024
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In this blog, we will cover buying a home in North Carolina with bad credit. Buying a home is a significant milestone in life, and…

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Credit Scores Increased During Underwriting Process
Credit Scores | Home Mortgage | Home Purchase | Mortgage Process | Mortgage Rates

Credit Scores Increased During Underwriting Process

ByGustan Cho February 19, 2024April 16, 2024
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In this article, we will cover credit scores increased during underwriting process. If credit scores increased during underwriting process, the borrowers could lock the loan…

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First-Time Home Buyers Guide
Home Purchase

First-Time Home Buyers Guide

ByDale Elenteny February 13, 2024May 29, 2025
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In this first-time home buyers guide, we will show the benefits of going from being a renter to a homeowner. The first-time homebuyers guide will…

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How To Buy a House With Bad Credit
Bad Credit Mortgage Loans | FHA Loans | Home Purchase

How To Buy a House With Bad Credit?

ByGustan Cho February 12, 2024February 13, 2024
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A frequently asked question by our clients is how to buy a house with bad credit? It is a given that it is best to…

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Tax Benefits of Owning Versus Renting a Home
Home Purchase

9 Reasons Why To Buy a Townhouse For First-Time Homebuyers

ByGustan Cho February 1, 2024February 1, 2024
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In this blog, we will cover and discuss 9 reasons why to buy a townhouse for first-time homebuyers. Homebuyers often compare buying townhouses versus single-family…

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Documents Required For Mortgage Process
Home Mortgage | Home Purchase

Documents Required For Mortgage Process

BySapna Sharma January 18, 2024October 4, 2024
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  In this guide, we will cover the steps in getting qualified and pre-approved and the documents required for mortgage process. There are three simple…

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Guide To Chicago Home Purchase
Home Mortgage | Home Purchase | Real Estate Topic

Guide To Chicago Home Purchase

ByRonda Butts January 12, 2024February 2, 2024
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This guide covers Chicago home purchase. Thinking about buying a home in the city of Chicago? You may want to rethink a Chicago Home Purchase…

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Homebuyers can qualify for an FHA loan with timeshare foreclosure with no waiting period. Timeshares do not count as a housing event
Home Purchase

Home Purchase Without Spouse on Mortgage Note

ByGustan Cho January 11, 2024February 28, 2024
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This guide covers home purchase without spouse on mortgage note. Many home buyers automatically assume that if someone is married then both people need to…

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Closing Disclosure
Home Mortgage | Home Purchase

Owner-Occupant Home Guidelines

ByAlex Carlcucci January 8, 2024May 17, 2024
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This  guide covers owner-occupant home guidelines. Both HUD and Fannie Mae have strict guidelines when it comes to owner-occupant financing. First of all, HUD, the…

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VA Streamline Refinance
Bad Credit Mortgage Loans | FHA Loans | Home Mortgage | Home Purchase | Home Seller

FHA Loans Versus Conventional Loans

ByGustan Cho January 7, 2024November 4, 2024
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FHA Loans are the most popular mortgage programs today due to the many benefits it offers. There are thousands of mortgage loan applicants with great…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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