High-Cost Mortgage
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High-Cost Mortgage Explained For Borrowers and Homeowners

Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is part of mortgage regulations. Lenders who violate High-Cost Mortgage rules can get fined and sometimes even get their mortgage licenses revoked. Mortgage regulators implemented and launched high-cost mortgage rules and…

How To Get a Mortgage When Relocating
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How To Get a Mortgage When Relocating With a New Career

Apply Now This article will cover how to get a mortgage when relocating with a new career.  I will discuss moving from New York to Nevada and starting a new job in a different industry. Do you have what it takes to make the decision that changes your life? Nobody truly knows until it is…

Mortgage Loan Options in Nebraska
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Mortgage Loan Options in Nebraska For Homebuyers

Get a Fast Quote: Click Here Buying your first home in Nebraska with bad credit. Many of us may consider success in life in various ways. For some, it is about making it in your career, while for others, it’s about having a great family full of love. But we can all agree that if…

How To Get a Mortgage in Idaho
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How To Get a Mortgage In Idaho First-Time Homebuyers

  This article will cover how to get a mortgage in Idaho buying your first house in Idaho. Idaho, also known as the Gem State, continues to increase in population as more people keep moving to the state because of its beautiful scenery, mild climate, and low cost of living. You don’t want to be…

Buying Home From Family Members With Gift of Equity
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Gift of Equity Home Purchase By Family Members

This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home buyers about buying home from family members. There are many benefits to buying home From Family Members. Many home buyers often want to purchase a home from their parents. They were often raised in the…

Owning Versus Renting a Home
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Benefits of Owning Versus Renting a Home

Apply Now In this blog, we will cover the benefits and reasons for owning versus renting a home. One of the misconceptions renters have is you need a 20% down payment, closing costs, and good credit to qualify for a mortgage. This is not the case. VA and USDA offer no down payment on a…

Investment Property Loans
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Paying Off Mortgage Early Prior To End Of The Loan Term

In this blog, we will discuss and cover paying mortgage early prior to the end of the home mortgage term. Paying Off Mortgage Early before the end of the term of the home loan is every homeowner’s dream. Most home mortgages are 30-year fixed-rate mortgages. If you pay the minimum amount due every month, it…

Home Affordable Refinance Program
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HUD Property Guidelines And Requirements On FHA Home Loans

This Article Is About The HUD Property Guidelines And Requirements On FHA Home Loans: FHA loans are the most popular type of mortgage loan program in the United States. First-time homebuyers, borrowers with less than perfect credit, and those who recently filed for bankruptcy and/or had a housing event can become eligible for FHA financing….

How To Buy A House Online
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Tips For Shopping For A House Online

This ARTICLE On Shopping For A House Online Was Written By Staff Writer at Gustan Cho Associates How to Buy a House Online: The real estate industry continues to undergo a massive technological transformation Years ago, real estate agents were frightened that online brokerages like Zillow, Trulia, and Redfin would put them out of business…

15-Year Fixed-Rate Versus 30-Year Rate Mortgage
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15-Year Fixed-Rate Versus 30-Year Fixed-Rate Mortgage Comparisons

This BLOG On Comparison Of 15-Year Fixed-Rate Versus 30-Year Fixed-Rate Mortgage Was Updated On July 3rd, 2019 Of the two mortgage term options is the 15-year fixed-rate mortgage or 30-year fixed-rate mortgage period better?  There are benefits of 15-year versus a 30-year fixed-rate mortgage These are the two common periods over which people choose to pay…

HomePath Loan

Fannie Mae HomePath Loan Program For Home Buyers

This BLOG On Fannie Mae HomePath Loan Program For Home Buyers Was UPDATED On January 30th, 2018 Fannie Mae To Contribute 3.5% Closing Costs Fannie Mae’s HomePath loan program will offer to pay up to 3.5% of the purchase price towards the buyer’s closing costs. Home Buyers closing costs are the following: Origination Fees Title Charges…