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GCA Mortgage
Home / Lender Overlays

Lender Overlays

Mortgage Brokers Versus Lenders
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos

Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci July 26, 2024July 28, 2024
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…

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Mortgage guidelines
Mortgage Process | Home Mortgage | Lender Overlays | Videos

Mortgage Guidelines on Government and Conventional Loans

ByGustan Cho July 5, 2024July 5, 2024
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Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are…

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Lender Overlays
Bad Credit Mortgage Loans | Lender Overlays

What Are Lender Overlays By Mortgage Companies

ByDale Elenteny July 1, 2024July 4, 2024
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In this blog, we will cover and discuss choosing a lender with no lender overlays when denied for a mortgage. Not all mortgage lenders are…

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On Title But Not On Note
Home Mortgage | Home Purchase | Lender Overlays

Mortgage Agency Guidelines Versus Overlays on Home Loans

ByGustan Cho February 6, 2024October 4, 2024
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This guide covers the difference between mortgage agency guidelines versus overlays on home loans: Many mortgage borrowers ask, “What are mortgage agency guidelines versus overlays….

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Home Loans With Under 600 Credit Scores
Lender Overlays | Home Mortgage

Home Loans With Under 600 Credit Scores With No Overlays

ByGustan Cho January 23, 2024January 23, 2024
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This Article Is About Home Loans With Under 600 Credit Scores Gustan Cho Associates are experts in helping borrowers qualify for Home Loans With Under…

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FHA Facts From Fiction
FHA Loans | Lender Overlays | Videos

FHA Facts From Fiction on FHA Loans

ByGustan Cho November 21, 2023January 18, 2024
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This guide covers FHA facts from fiction on FHA loans.  Many homebuyers often get confused when shopping for a mortgage. What are the FHA facts…

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Do All Lenders Have The Same VA Credit Score Guidelines
Lender Overlays | Mortgage Process

Mortgage Loan Programs With No Lender Overlays

ByGustan Cho February 20, 2023December 16, 2024
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This  Article Is About Mortgage Loan Programs With No Lender Overlays Over 75% of our borrowers are folks who either get a last-minute mortgage loan…

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Lender Overlays Explained
Home Mortgage | Lender Overlays | Videos

Mortgage Overlays Explained on Government and Conventional Loans

ByGustan Cho January 24, 2023December 18, 2023
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Apply Now This article will cover mortgage overlays on FHA, VA, and conventional loans. The two most common home mortgage programs are government and conventional…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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  • VA Guidelines
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  • Conventional Loan Guidelines

Recent Articles

  • Qualifying For Home Loan With Tax Lien
    Qualifying For Home Loan With Tax Lien and Judgment
    by Alec Finn
    December 23, 2024
  • Buying Down Interest Rates With Discount Points On Mortgage
    Buying Down Interest Rates With Discount Points On Mortgage
    by Gustan Cho
    December 23, 2024

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
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