Mortgage Brokers Versus Lenders
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Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms when buying a house? Dale Elenteny of Gustan Cho Associates suggests the pros and cons of using mortgage brokers versus lenders and will answer the frequently asked question about the…

Mortgage guidelines
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Mortgage Guidelines on Government and Conventional Loans

ByGustan Cho
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Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are set by the FHA, VA, USDA, Fannie Mae, or Freddie Mac. Every agency has its own set of mortgage guidelines. Mortgage Guidelines on Government-Backed Mortgage Loans All lenders need to…

Lender Overlays
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What Are Lender Overlays By Mortgage Companies

ByDale Elenteny
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In this blog, we will cover and discuss choosing a lender with no lender overlays when denied for a mortgage. Not all mortgage lenders are created equally. Just because home buyers need to qualify for FHA, VA, USDA, or Conventional Loans does not mean they can qualify with all mortgage lenders. Understanding Lender Overlays Lender…

On Title But Not On Note
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Mortgage Agency Guidelines Versus Overlays on Home Loans

ByGustan Cho
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This guide covers the difference between mortgage agency guidelines versus overlays on home loans: Many mortgage borrowers ask, “What are mortgage agency guidelines versus overlays. ” There are two types of mortgage agency guidelines versus overlays. The federal mortgage guidelines are implemented by the various mortgage loan programs such as FHA, VA, USDA, Fannie Mae,…

Home Loans With Under 600 Credit Scores
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Home Loans With Under 600 Credit Scores With No Overlays

ByGustan Cho
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This Article Is About Home Loans With Under 600 Credit Scores Gustan Cho Associates are experts in helping borrowers qualify for Home Loans With Under 600 Credit Scores. Most mortgage lenders require a 640 FICO  credit score on FHA Loans. For example, to qualify for a 3.5% down payment home purchase FHA loan, the borrower…

FHA Facts From Fiction
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FHA Facts From Fiction on FHA Loans

ByGustan Cho
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This guide covers FHA facts from fiction on FHA loans.  Many homebuyers often get confused when shopping for a mortgage. What are the FHA facts versus BS? Sharp consumers normally shop with vendors before deciding which company to buy goods and services from. FHA loans are popular for homebuyers, especially those with lower credit scores…

Do All Lenders Have The Same VA Credit Score Guidelines
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Mortgage Loan Programs With No Lender Overlays

ByGustan Cho
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This  Article Is About Mortgage Loan Programs With No Lender Overlays Over 75% of our borrowers are folks who either get a last-minute mortgage loan denial or are stressing over the mortgage process. Home Buyers who need to work with a licensed Mortgage Lender that specializes in mortgage loan programs with no lender overlays? I…

Lender Overlays Explained
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Mortgage Overlays Explained on Government and Conventional Loans

ByGustan Cho
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Apply Now This article will cover mortgage overlays on FHA, VA, and conventional loans. The two most common home mortgage programs are government and conventional loans. Lenders must ensure borrowers meet the minimum agency mortgage guidelines of FHA, VA, USDA, Fannie Mae, and Freddie Mac. Borrowers should understand the mortgage overlays on FHA, VA, and…