Mortgage Loan Application and the Underwriting Approval Process
Applying for a mortgage can feel overpowering, but understanding the mortgage loan application and the underwriting approval process helps you stay one step ahead. Whether…
What Happens If Credit Scores Drop During Mortgage Process
Applying for a mortgage can be thrilling and stressful. You might ask: “What happens if my credit scores drop during mortgage process?” Will you lose…
FHA Manual Underwriting DTI Guidelines on FHA Loans
In this article, we will cover FHA manual underwriting DTI guidelines on FHA loans. FHA and VA loans are the only two mortgage loan programs…
Why Mortgage Loans Do Not Close On Time
Why mortgage loans do not close on time? When you apply for a mortgage, the goal is simple: get to closing day smoothly and on…
Things To Avoid During Mortgage Process
Getting a mortgage is a big step toward owning a home, but it requires following some strict guidelines along the way. One wrong move during…
Manual Underwriting Guidelines With Late Payments
Apply Now This Article Is About Manual Underwriting Guidelines With Late Payments: FHA and VA loans are the only two mortgage loan programs that allow…
Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos
HUD Credit Score Guidelines on FHA Loans
This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…
Identity Theft During FHA Loan Process Will Delay Home Closing
This Article Is About Identity Theft During FHA Loan Process Will Delay Home Closing Homebuyers can still qualify for a mortgage loan if they are…
What Can Be Used As Income For a Mortgage Approval
In this blog, we will cover and discuss what can be used as income for a mortgage. Other income such as overtime, part-time, bonus, tip,…
Upfront Fees During Mortgage Application Process
In this article, we will discuss and cover the upfront fees during mortgage application process. The mortgage application process starts when pre-approved borrowers get a real…
Extenuating Circumstances Guidelines On Home Loans
In this blog, we will cover and discuss extenuating circumstances guidelines on home loans. When you read the agency guidelines, there is a lot of…
Verification Of Rent Guidelines on Manual Underwrites
In this article, we will be covering the verification of rent guidelines on manual underwrites. FHA and VA loans are the only two mortgage loan…
