Do All Lenders Have The Same VA Credit Score Guidelines
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Mortgage Loan Programs With No Lender Overlays

This  Article Is About Mortgage Loan Programs With No Lender Overlays Over 75% of our borrowers are folks who either get a last-minute mortgage loan denial or are stressing over the mortgage process. Home Buyers who need to work with a licensed Mortgage Lender that specializes in mortgage loan programs with no lender overlays? I…

Bank Statements In The Mortgage Process
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Bank Statements In The Mortgage Process

Apply Now In this guide, we will cover bank statements in the mortgage process. We will discuss how mortgage underwriters analyze bank statements of mortgage loan applicants. The underwriter will thoroughly scrutinize bank statements during the mortgage process. Lenders want two months’ worth of bank statements. Any irregular deposits outside payroll check deposits must be…

Difference Between Pre-Qualification Vs Pre-Approval
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Pre-Qualification vs Pre-Approval

Apply Now In this guide, we will cover pre-qualification vs pre-approval homebuyers. A pre-qualification is a general informal approval to see if the borrower qualifies for a mortgage loan. A pre-approval is more in-depth than a pre-qualification. For example, a loan officer can have a fifteen to thirty-minute interview with the applicant and determine whether…

Mortgage Underwriter
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Mortgage Underwriter Role During The Mortgage Process

Apply Now This blog will cover and discuss the mortgage underwriter role during the mortgage process. For borrowers ready to apply for a residential mortgage loan, there is a process they must go through, no matter which mortgage lender they choose. Once borrowers decide on a mortgage lender, the loan officer will complete and sign…

How To Get Pre-Approved
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How To Get Pre-Approved For a Mortgage and Close on Time

Apply Now This blog will cover how to get pre-approved for a mortgage and close on time. For homebuyers, whether first-time home buyers or seasoned buyers, or homeowners thinking of refinancing, the first and most important step is to see whether or not they qualify for a mortgage. Factors how to get pre-approved for a…

Credit Improvement During Mortgage Process

Credit Improvement During Mortgage Process To Qualify For Mortgage

This BLOG On Credit Improvement During Mortgage Process To Qualify For Mortgage Was UPDATED And PUBLISHED On February 16th, 2020 Advice On How To Tackle Credit Improvement During Mortgage Process Credit Improvement During Mortgage Process should be done prior to the mortgage loan application. Here are the reasons why: The reason being is because lenders…

Refinancing With Bad Credit and Low Credit Scores
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Why Mortgage Loans Do Not Close On Time And Reasons

This BLOG On Tops Reasons Why Mortgage Loans Do Not Close On Time Was UPDATED And PUBLISHED On January 23rd, 2020 The majority of mortgage loans close on time once a borrower is pre-approved. However, there are cases where why mortgage loans do not close on time or why mortgage loans do not close at all….

Rapid Rescore Process To Raise Scores To Qualify For Mortgage

This BLOG On Rapid Rescore Process To Raise Scores To Qualify For Mortgage Was Published On December 17th, 2018 Dealing with the credit bureaus is extremely frustrating It can take a LONG TIME Mainly because you do not know what day your particular tradeline will report to the credit bureaus Anytime you need an update on…