This guide covers how to raise credit scores to qualify for mortgage at the best rates. Many home buyers ask how to raise credit scores to qualify for mortgage? Borrowers need a specific minimum credit score to qualify for a mortgage. For example, the minimum credit score requirements to qualify for mortgage loan programs are…
In this blog, we will cover the HUD minimum credit score guidelines on FHA loans. HUD minimum credit score guidelines to qualify for a 3.5% down payment home purchase mortgage loan is set at a 580 FICO credit score. If your credit scores fall between 530 FICO and 579 FICO, you can still qualify for…
This guide covers the fastest and easiest way to increase credit scores to get the best mortgage rates. We get countless calls from our viewers at Gustan Cho Associates asking about the fastest and easiest way to increase credit scores. Credit scores fluctuate depending on the activity on consumer credit reports. The team at Gustan…
In this article, we will cover credit scores increased during underwriting process. If credit scores increased during underwriting process, the borrowers could lock the loan with the higher credit score. One of the frequently asked questions at Gustan Cho Associates is will I get a lower rate if credit scores increased during underwriting process? Credit…
This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a borrower’s credit scores are, the less risky the borrower is. This is how lenders view borrowers with higher credit scores. There is a pricing adjustment on mortgage rates versus credit…
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